Assign your preferred crypto to Crypto Earn to start earning daily rewards and grow your assets.
Attention:
The allocations of a CRO in Crypto Earn are different from the cardholders' CRO Stake or the CRO Lockup. You can learn how to stake through the Cardholder CRO Stake here and how to make a CRO Lockup here*. *Depending on your region of residence, you will be required to stake or lockup CRO tokens for 180 days.
How to participate?
1. Access the menu from the app's home screen 2. On the Crypto Earn screen in the app, select your preferred term and choose to make an assignment with:
Available cryptocurrencies
– BTC, BNB, VET, ALGO, ONE, FTM: All World – CRO: United States, Canada, South Korea, Singapore and Thailand – USDC: All World Except Texas – DAI and USDT: All World Except Texas and Canada – ADA, ATOM, AVAX, DOT, EGLD, ETH, POL, Near and SOL: All World Except Japan, Germany, Netherlands, France, Belgium and UK – ZIL: All World Except United States and Canada – BARA: All World Except Canada 3. When the assignment is approved, the rewards will start accruing immediately.
Who can participate in Crypto Earn?
Approved users on the Crypto.com app, other than residents of Hong Kong SAR, Switzerland, Australia, or Malta.
Allocation Period Options and Annual Benefit Rates
There are three options for holding periods:
- Flexible Period
- Fixed period of one month
- Fixed period of three months
Users can enjoy a better annual reward rate when they have the cardholders' CRO Stake or CRO Lockup. Please refer to the Crypto Earn page to check lockup amounts in other currencies.
Restrictions for Earn users
Different reward rates will apply depending on variables such as: your choice of token, your choice of allocation period, the level of lockup, the total allocations deposited (where the tiered reward structure applies), the country in which you live. We will review and update the Earn rates from time to time. For up-to-date reward rates, see the Crypto.com app.
Earn Plus Recognition
Earn Plus is a new program under Crypto Earn that provides users with a simpler way to earn with their crypto assets:
- No Scalable Rewards Quotas: Allocations under the Earn Plus condition will not count toward tiered rewards quotas. Users can enjoy full rewards up to the maximum allocation limit for Earn Plus.
- Higher deposit limits: Each user can deposit up to the equivalent of USD$2,000,000 (including fixed and flexible terms) and the equivalent of USD$500,000 (fixed terms) for any crypto under Earn Plus, regardless of the user's CRO lock-up rank.
Currently, USDC and USDT are offered on Earn Plus. The reward rates are as follows:
- USDC – less than or equivalent to USD $4000.5% per year^ Limited Time Offer
- USDT – less than or equivalent to USD $4000.40% per year^ Limited Time Offer
Can I make more than one allocation to Crypto Earn?
Yes. You can hold multiple active assignments, as long as the limit is within the corresponding USD of all combined assignments. The maximum limit listed in the table does not apply to USDC assignments.
Maximum Limit
– USD $400,000 Equivalent: $2 000 000 – USD Equivalent $40,000: $1 000 000 – USD less than or equivalent to USD $4,000: $500 000
Minimum Limit
Flexible terms, rewards will be discontinued if you are less than the required minimum, and will be activated again when you exceed the minimum:
Minimum Threshold
– ADA: 25 – ALGO: 15 – BTC: 0.0005 – CRO: 50 – ETH: 0.015
How are the daily rewards calculated?
Rewards calculations are made at UTC 00:00:00 daily. The formula for calculating the Daily Rewards is:
– Daily Rewards = Allocated Amount (in the original currency) x (Annual Reward Rate/365) Note:
- Term Flex rewards will start accruing the day after your assignment.
- An annual reward rate will change if you choose to do a Lockup/UnLock CRO in the middle of your allocation period.
When will I receive Rewards?
You will receive all the rewards earned every 7 days. They will be transferred to your crypto wallet and will be available for use right away.
In what currency will the rewards be paid?
The rewards will usually be paid in the same currency allocated (e.g., if the BTC bit, you will earn rewards in BTC).
Where can I see my earned rewards?
You can see the daily rewards in cryptocurrencies actively assigned to Crypto Earn on the Crypto Earn home screen under ‘Total Revenue'.
Tiered Compensation Structure
A tiered reward structure applies to Earn allocations with the exception of USDC. There are three tiers of rewards:
Flash Rewards
What are Flash Rewards?
Flash Rewards is a feature within Crypto Earn that allows users to earn a promotional rate on a predetermined token. The Flash reward rate for the token will only be available for a limited period of time and users need to lock their allocations for short durations (e.g., 7 days or 14 days).
How do Flash rewards work?
Users can access Flash Rewards campaigns from the Crypto Earn screen.
Who is eligible to participate in Flash Rewards campaigns?
- Flash Rewards are not subject to tiered rewards rules.
- Flash allocations will not count towards scalable rewards quotas
