{"id":105993,"date":"2024-12-11T10:37:53","date_gmt":"2024-12-11T10:37:53","guid":{"rendered":"https:\/\/gfssite.local\/%e5%a6%82%e4%bd%95%e8%ae%a1%e7%ae%97%e8%b4%b7%e6%ac%be%e8%bf%98%e6%ac%be%e9%a2%9d\/"},"modified":"2024-12-11T10:37:53","modified_gmt":"2024-12-11T10:37:53","slug":"%e5%a6%82%e4%bd%95%e8%ae%a1%e7%ae%97%e8%b4%b7%e6%ac%be%e8%bf%98%e6%ac%be%e9%a2%9d","status":"publish","type":"post","link":"https:\/\/globalfinanceschool.com\/zh-hans\/%e5%a6%82%e4%bd%95%e8%ae%a1%e7%ae%97%e8%b4%b7%e6%ac%be%e8%bf%98%e6%ac%be%e9%a2%9d\/","title":{"rendered":"\u5982\u4f55\u8ba1\u7b97\u8d37\u6b3e\u8fd8\u6b3e\u989d"},"content":{"rendered":"<h2><span style=\"letter-spacing: 0.0px\"><b>\u8d37\u6b3e\u65f6\u95f4\u8868<\/b><\/span><\/h2>\n<p><span style=\"letter-spacing: 0.0px\">\u8d37\u6b3e\u660e\u7ec6\u8868\u662f\u63cf\u8ff0\u6211\u4eec\u5e94\u8be5\u5982\u4f55\u507f\u8fd8\uff08\u7ed3\u6e05\uff09\u6211\u4eec\u6536\u5230\u7684\u8d37\u6b3e\u7684\u8868\u683c\u3002\u8be5\u8868\u683c\u5217\u51fa\u4e86\u6211\u4eec\u5fc5\u987b\u652f\u4ed8\u7684\u4ed8\u6b3e\u6570\u91cf\u3001\u4ed8\u6b3e\u65e5\u671f\u4ee5\u53ca\u6bcf\u4e2a\u65e5\u671f\u8981\u652f\u4ed8\u7684\u91d1\u989d\u3002\u6b64\u5916\uff0c\u8be5\u8868\u8fd8\u8bf4\u660e\u4e86\u6bcf\u7b14\u4ed8\u6b3e\u4e2d\u6709\u591a\u5c11\u7528\u4e8e\u507f\u8fd8\u672c\u91d1\uff0c\u6709\u591a\u5c11\u7528\u4e8e\u652f\u4ed8\u5229\u606f\u3002  <\/span><\/p>\n<p><span style=\"letter-spacing: 0.0px\">\u5728\u4ee5\u4e0b\u793a\u4f8b\u4e2d\uff0c\u6211\u4eec\u63d0\u51fa\u4e86\u4e00\u4e2a\u8d37\u6b3e\u8ba1\u5212\uff0c\u5176\u4e2d\u6240\u6709\u4ed8\u6b3e\u90fd\u662f\u76f8\u7b49\u7684\u3002<\/span><\/p>\n<h5><span style=\"letter-spacing: 0.0px\"><b>\u4f8b\uff1a<\/b><\/span><\/h5>\n<p><span style=\"letter-spacing: 0.0px\">\u6211\u4eec\u6536\u5230\u4e86\u4e00\u7b14 100,000 \u7f8e\u5143\u7684\u94f6\u884c\u8d37\u6b3e\uff0c\u5e74\u5229\u7387\u4e3a 10%\uff0c\u6bcf\u5e74\u5e74\u5e95\u5206\u4e94\u6b21\u7b49\u989d\u507f\u8fd8\u3002\u94f6\u884c\u804c\u5458\u4e3a\u6211\u4eec\u8ba1\u7b97\u8d37\u6b3e\u65f6\u95f4\u8868\uff08\u89c1\u8868\u683c\uff09\u3002\u6211\u4eec\u5fc5\u987b\u6bcf\u5e74\u507f\u8fd8 26,380 \u7f8e\u5143\uff08\u7b2c 4 \u680f\uff09\u3002  <\/span><\/p>\n<table align=\"center\" frame=\"border\">\n<tbody>\n<tr>\n<td style=\"text-align: center\"><span><b>\u5e74<\/b><\/span><\/td>\n<td style=\"text-align: center\"><span><b>\u5e74\u521d\u7684\u672c\u91d1\u91d1\u989d<\/b><\/span><\/td>\n<td style=\"text-align: center\"><span><b>\u5e74\u5ea6\u5229\u606f\u91d1\u989d<\/b><\/span><\/td>\n<td style=\"text-align: center\"><span><b>\u5e74\u8d39\u91d1\u989d<\/b><\/span><\/td>\n<td style=\"text-align: center\"><span><b>\u5229\u606f\u91d1\u989d<\/b><\/span><\/td>\n<td style=\"text-align: center\"><span><b>\u672c\u91d1\u91d1\u989d<\/b><\/span><\/td>\n<td style=\"text-align: center\"><span><b>\u5e74\u7f34\u672c\u91d1\u540e\u7684\u91d1\u989d<\/b><\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center\"><span>(1)<\/span><\/td>\n<td style=\"text-align: center\"><span>(2)<\/span><\/td>\n<td style=\"text-align: center\"><span>(3)<\/span><\/td>\n<td style=\"text-align: center\"><span>(4)<\/span><\/td>\n<td style=\"text-align: center\"><span>(5)<\/span><\/td>\n<td style=\"text-align: center\"><span>(6)<\/span><\/td>\n<td style=\"text-align: center\"><span>(7)<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center\"><span>1<\/span><\/td>\n<td style=\"text-align: center\"><span>100,000<\/span><\/td>\n<td style=\"text-align: center\"><span>10,000<\/span><\/td>\n<td style=\"text-align: center\"><span>26,380<\/span><\/td>\n<td style=\"text-align: center\"><span>10,000<\/span><\/td>\n<td style=\"text-align: center\"><span>16,380<\/span><\/td>\n<td style=\"text-align: center\"><span>83,620<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center\"><span>2<\/span><\/td>\n<td style=\"text-align: center\"><span>83,620<\/span><\/td>\n<td style=\"text-align: center\"><span>8,362<\/span><\/td>\n<td style=\"text-align: center\"><span>26,380<\/span><\/td>\n<td style=\"text-align: center\"><span>8,362<\/span><\/td>\n<td style=\"text-align: center\"><span>18,018<\/span><\/td>\n<td style=\"text-align: center\"><span>65,602<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center\"><span>3<\/span><\/td>\n<td style=\"text-align: center\"><span>65,602<\/span><\/td>\n<td style=\"text-align: center\"><span>6,560<\/span><\/td>\n<td style=\"text-align: center\"><span>26,380<\/span><\/td>\n<td style=\"text-align: center\"><span>6,560<\/span><\/td>\n<td style=\"text-align: center\"><span>19,820<\/span><\/td>\n<td style=\"text-align: center\"><span>45,782<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center\"><span>4<\/span><\/td>\n<td style=\"text-align: center\"><span>45,782<\/span><\/td>\n<td style=\"text-align: center\"><span>4,578<\/span><\/td>\n<td style=\"text-align: center\"><span>26,380<\/span><\/td>\n<td style=\"text-align: center\"><span>4,578<\/span><\/td>\n<td style=\"text-align: center\"><span>21,802<\/span><\/td>\n<td style=\"text-align: center\"><span>23,980<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center\"><span>5<\/span><\/td>\n<td style=\"text-align: center\"><span>23,980<\/span><\/td>\n<td style=\"text-align: center\"><span>2,398<\/span><\/td>\n<td style=\"text-align: center\"><span>26,380<\/span><\/td>\n<td style=\"text-align: center\"><span>2,398<\/span><\/td>\n<td style=\"text-align: center\"><span>23,982<\/span><\/td>\n<td style=\"text-align: center\"><span>-2<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"letter-spacing: 0.0px\"><b>\u00a0<\/b><\/span><\/p>\n<h2><span style=\"letter-spacing: 0.0px\"><b>\u5982\u4f55\u9605\u8bfb\u8d37\u6b3e\u65f6\u95f4\u8868<\/b><\/span><\/h2>\n<p><span style=\"letter-spacing: 0.0px\">\u8bf7\u770b\u7b2c\u4e00\u884c\u3002\u5e74\u521d\uff0c\u672c\u91d1\u4e3a 100,000 \u7f8e\u5143\uff08\u7b2c 2 \u5217\uff09\u3002 \u00a0<\/span><\/p>\n<p><span style=\"letter-spacing: 0.0px\">\u7b2c\u4e00\u5e74\u7684\u5229\u606f\u652f\u4ed8\u603b\u989d\u4e3a 10,000 \u7f8e\u5143\uff08\u5269\u4f59\u672c\u91d1\u7684 10%\uff09\uff08\u7b2c 3 \u680f\uff09\u3002\u00a0<\/span><\/p>\n<p><span style=\"letter-spacing: 0.0px\">\u6bcf\u5e74\u4ed8\u6b3e\u603b\u989d\u4e3a 26,380 \u7f8e\u5143\uff08\u7b2c 4 \u680f\uff09\uff0c\u5176\u4e2d 10,000 \u7f8e\u5143\u7528\u4e8e\u5229\u606f\uff08\u7b2c 3 \u680f\u548c\u7b2c 5 \u680f\uff09\uff0c\u5269\u4f59\u7684 16,380 \u7f8e\u5143\uff08\u7b2c 6 \u680f\uff09\u7528\u4e8e\u507f\u8fd8\u672c\u91d1\u3002<\/span><\/p>\n<p><span style=\"letter-spacing: 0.0px\">\u652f\u4ed8 16,380 \u7f8e\u5143\u540e\uff0c\u7b2c\u4e00\u5e74\u7ed3\u675f\u65f6\u7684\u672c\u91d1\u51cf\u5c11\u5230 83,620 \u7f8e\u5143\u3002<\/span><\/p>\n<p><span style=\"letter-spacing: 0.0px\">\u6bcf\u5e74\u652f\u4ed8\u7684\u91d1\u989d\u4e3a 26,380 \u7f8e\u5143\uff08\u7b2c 4 \u680f\uff09\u3002<\/span><\/p>\n<p><span style=\"letter-spacing: 0.0px\">\u7b2c\u4e8c\u884c\u7684\u89e3\u91ca\u4e0e\u7b2c\u4e00\u884c\u76f8\u540c\uff0c\u53ea\u662f\u5e74\u521d\u7684\u672c\u91d1\u4f59\u989d\u4ec5\u4e3a 83,620 \u7f8e\u5143\uff0c\u672c\u91d1\u4f59\u989d\u652f\u4ed8\u7684\u5e74\u5229\u606f\u91d1\u989d\u4ec5\u4e3a 8,362 \u7f8e\u5143\u3002<\/span><\/p>\n<p><span style=\"letter-spacing: 0.0px\">\u4ed8\u6b3e\u76f8\u7b49\u7684\u8d37\u6b3e\u8ba1\u5212\u79f0\u4e3a <b>\u644a\u9500\u8ba1\u5212<\/b>\u3002\u644a\u9500\u65f6\u95f4\u8868\u5e7f\u6cdb\u7528\u4e8e\u62b5\u62bc\u8d37\u6b3e\u3002 <\/span><\/p>\n<p><span style=\"letter-spacing: 0.0px\"><b>\u00a0<\/b><\/span><\/p>\n<h2><span style=\"letter-spacing: 0.0px\"><b>\u8bc4\u8bba\uff1a<\/b><\/span><\/h2>\n<p><span style=\"letter-spacing: 0.0px\">1. \u8868\u4e2d\u7684\u603b\u548c\u56db\u820d\u4e94\u5165\u4e3a\u6574\u6570\u7f8e\u5143\uff0c\u56e0\u6b64\u7b2c\u4e94\u5e74\u7ed3\u675f\u65f6\u7684\u4f59\u989d\u4e3a 2 \u7f8e\u5143\uff08\u94f6\u884c\u4ece\u6211\u4eec\u8fd9\u91cc\u591a\u6536\u4e86 2 \u7f8e\u5143\uff09\u3002\u5982\u679c\u603b\u548c\u6ca1\u6709\u56db\u820d\u4e94\u5165\uff0c\u4f59\u989d\u5c06\u6b63\u597d\u4e3a 0\u3002 <\/span><\/p>\n\n<p><span style=\"letter-spacing: 0.0px\">2. \u5728\u672c\u6587\u4e2d\uff0c\u60a8\u5c06\u4e0d\u4f1a\u4e86\u89e3\u94f6\u884c\u804c\u5458\u5982\u4f55\u8ba1\u7b97\u644a<b>\u9500\u8868\u4e2d<\/b>\u7684\u5e74\u5ea6\u4ed8\u6b3e\u91d1\u989d\u3002\u00a0\u7136\u800c\uff0c\u6211\u4eec\u8981\u6ce8\u610f\u5230\uff0c\u4ed6\u5199\u4e86<\/span><span style=\"letter-spacing: 0px\"><span style=\"letter-spacing: 0.0px\">\u4e00\u672c\u5c0f\u518c\u5b50\uff0c\u6839\u636e\u8d37\u6b3e\u6761\u6b3e\uff0c\u4ed6\u4ece\u4e2d\u5f97\u51fa\u8d37\u6b3e\u660e\u7ec6\u8868\u4e2d\u7684\u6570\u5b57\u3002<\/span><\/span><\/p>\n<p><span style=\"letter-spacing: 0.0px\">\u00a0<\/span><\/p>\n<h3><span style=\"letter-spacing: 0.0px\">DIY \u7535\u5b50\u8868\u683c<\/span><\/h3>\n<p><span style=\"letter-spacing: 0.0px\">\u70b9\u51fb\u4e0b\u65b9\u4e0b\u8f7d\u8d37\u6b3e\u644a\u9500\u8868\u7535\u5b50\u8868\u683c\uff0c\u8fd9\u5c06\u4f7f\u60a8\u80fd\u591f\u8ba1\u7b97\u81ea\u5df1\u7684\u8d37\u6b3e\u8fd8\u6b3e\u989d\u3002<\/span><\/p>\n<p style=\"text-align: center\"><span style=\"letter-spacing: 0.0px\">[gfs_button url=\u201dhttp:\/\/gfs-upload-media.s3.amazonaws.com\/DIY_Finance\/spreadsheets\/DIY_Loan_Amortization_Table.xlsx\u201d target=\u201d_self\u201d existing_buttons=\u201dgfs-main-download-button\u201d]\u4e0b\u8f7d\u7535\u5b50\u8868\u683c[\/gfs_button]<\/span><\/p>\n<p><span style=\"letter-spacing: 0.0px\">\u00a0<\/span><\/p>\n<h3><span style=\"letter-spacing: 0.0px\">\u6d4b\u8bd5\u4e00\u4e0b\u81ea\u5df1\uff01<\/span><\/h3>\n<p><span style=\"letter-spacing: 0.0px\"><iframe width=\"640\" height=\"260\" src=\"https:\/\/gfs-upload-media.s3.amazonaws.com\/DIY_Finance\/Q_Loan_Payments\/index.html\" seamless=\"\" scrolling=\"no\"><\/iframe><br><\/span><\/p>\n<p><span style=\"letter-spacing: 0.0px\">\u00a0<\/span><\/p>\n<p><span style=\"letter-spacing: 0.0px\">\u60a8\u53ef\u80fd\u4e5f\u6709\u5174\u8da3\u63a5\u53d7\u4e00\u4e9b\u91d1\u878d\u6559\u80b2\uff0c\u60a8\u53ef\u4ee5\u5148\u9605\u8bfb\u8fd9\u7bc7\u5173\u4e8e <a href=\"https:\/\/verdant-pillar.flywheelsites.com\/blog-post\/investment-beginners\" title=\"\u521d\u5b66\u8005\u7684\u6295\u8d44\" target=\"_blank\" rel=\"noopener\">\u521d\u5b66\u8005\u6295\u8d44<\/a> \u7684\u7cbe\u5f69\u6587\u7ae0\uff0c\u7136\u540e\u4ece\u90a3\u91cc\u7ee7\u7eed\u9605\u8bfb\u6211\u4eec\u9886\u5148\u7684 <a href=\"https:\/\/verdant-pillar.flywheelsites.com\/\" title=\"\u5728\u7ebf\u91d1\u878d\u8bfe\u7a0b\" target=\"_blank\" rel=\"noopener\">\u5728\u7ebf\u91d1\u878d\u8bfe\u7a0b<\/a>\u4e4b\u4e00\u3002\u65e0\u8bba\u5982\u4f55\uff0c\u5728\u91d1\u878d\u754c\u63a5\u53d7\u6559\u80b2\u53ea\u4f1a\u8ba9\u60a8\u53d7\u76ca\uff0c\u5c24\u5176\u662f\u4ece\u957f\u8fdc\u6765\u770b\u3002 <\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u8d37\u6b3e\u65f6\u95f4\u8868 \u8d37\u6b3e\u660e\u7ec6\u8868\u662f\u63cf\u8ff0\u6211\u4eec\u5e94\u8be5\u5982\u4f55\u507f\u8fd8\uff08\u7ed3\u6e05\uff09\u6211\u4eec\u6536\u5230\u7684\u8d37\u6b3e\u7684\u8868\u683c\u3002\u8be5\u8868\u683c\u5217\u51fa\u4e86\u6211\u4eec\u5fc5\u987b\u652f\u4ed8\u7684\u4ed8\u6b3e\u6570\u91cf\u3001 [&hellip;]<\/p>\n","protected":false},"author":9274,"featured_media":105994,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[11295],"tags":[11302,11303,11301,11300],"course-author":[],"course-level":[],"course-type":[],"class_list":["post-105993","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-diy-","tag-11302","tag-11303","tag-11301","tag-11300"],"acf":[],"_links":{"self":[{"href":"https:\/\/globalfinanceschool.com\/zh-hans\/wp-json\/wp\/v2\/posts\/105993","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/globalfinanceschool.com\/zh-hans\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/globalfinanceschool.com\/zh-hans\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/globalfinanceschool.com\/zh-hans\/wp-json\/wp\/v2\/users\/9274"}],"replies":[{"embeddable":true,"href":"https:\/\/globalfinanceschool.com\/zh-hans\/wp-json\/wp\/v2\/comments?post=105993"}],"version-history":[{"count":0,"href":"https:\/\/globalfinanceschool.com\/zh-hans\/wp-json\/wp\/v2\/posts\/105993\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/globalfinanceschool.com\/zh-hans\/wp-json\/wp\/v2\/media\/105994"}],"wp:attachment":[{"href":"https:\/\/globalfinanceschool.com\/zh-hans\/wp-json\/wp\/v2\/media?parent=105993"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/globalfinanceschool.com\/zh-hans\/wp-json\/wp\/v2\/categories?post=105993"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/globalfinanceschool.com\/zh-hans\/wp-json\/wp\/v2\/tags?post=105993"},{"taxonomy":"course-author","embeddable":true,"href":"https:\/\/globalfinanceschool.com\/zh-hans\/wp-json\/wp\/v2\/course-author?post=105993"},{"taxonomy":"course-level","embeddable":true,"href":"https:\/\/globalfinanceschool.com\/zh-hans\/wp-json\/wp\/v2\/course-level?post=105993"},{"taxonomy":"course-type","embeddable":true,"href":"https:\/\/globalfinanceschool.com\/zh-hans\/wp-json\/wp\/v2\/course-type?post=105993"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}