AIG ve Bank of America gibi \u015firketler milyarlarca kurtarma paras\u0131 g\u00f6rd\u00fc, ancak bu \u015firketler sonunda derslerini ald\u0131lar m\u0131? Royal Bank of Scotland, Commerzbank ve AIG, mali kriz nedeniyle darbe ald\u0131. Ayn\u0131 zamanda, di\u011fer bir\u00e7ok \u015firket gibi \u00e7o\u011funlukla onlar\u0131n hatas\u0131yd\u0131 ve kurtar\u0131lmalar\u0131 i\u00e7in on milyarlarca dolar harcand\u0131. K\u00f6\u015feyi d\u00f6nd\u00fcler ve derslerini ald\u0131lar m\u0131? Finansal kriz, bir dizi \u015firket skandal\u0131 do\u011furdu. A\u00e7g\u00f6zl\u00fcl\u00fckten ve “batamayacak kadar b\u00fcy\u00fck” – yani bu \u015firketlerin iflas edemeyecek kadar b\u00fcy\u00fck oldu\u011fu s\u00f6yleniyor – bahsedildi ve ekonomilerini canland\u0131rmak i\u00e7in onlara on milyarlarca dolar verildi. Yat\u0131r\u0131m bankas\u0131 Lehman Brothers’\u0131n iflas\u0131na ve Amerika Birle\u015fik Devletleri’ndeki konut balonunun patlamas\u0131na gelince, bir dizi banka, sigortac\u0131 ve finansal hizmet y\u0131k\u0131m\u0131n e\u015fi\u011findeydi, zaten \u00f6l\u00fc ilan edilen b\u00fcy\u00fck \u015firketlerin kamula\u015ft\u0131r\u0131lmas\u0131n\u0131 g\u00f6rd\u00fcler. Soru \u015fu: Vergi m\u00fckelleflerinin milyarlar\u0131n\u0131n kullan\u0131lmas\u0131, bu \u015firketleri ayakta tutmaya ger\u00e7ekten de\u011fer mi? En az\u0131ndan ara s\u0131ra, kamula\u015ft\u0131r\u0131lan finans firmalar\u0131 bir miktar ba\u015far\u0131 g\u00f6stermi\u015ftir. Bir zamanlar d\u00fcnyan\u0131n en b\u00fcy\u00fck sigorta grubu olan American International Group (AIG), Grup, ABD konut piyasas\u0131nda b\u00fcy\u00fck bir kumar oynam\u0131\u015ft\u0131. ABD h\u00fck\u00fcmeti, finans sekt\u00f6r\u00fcnde iflas korkusuyla korkulan kontrol edilemeyen \u015fok dalgalar\u0131ndan ge\u00e7ti\u011fi i\u00e7in, AIG “kanca ya da doland\u0131r\u0131c\u0131” maddesiyle kurtar\u0131ld\u0131. ABD, d\u00fcnyan\u0131n en tehlikeli \u015firketi olarak kabul edilen \u015firkete birka\u00e7 taksitte toplam 182 milyar dolar verdi. Bu, mali krizin ard\u0131ndan \u015fimdiye kadarki en pahal\u0131 kurtarma paketiydi. Buna kar\u015f\u0131l\u0131k, ABD h\u00fck\u00fcmeti AIG hisselerinin \u00e7o\u011funluk hissesini ald\u0131. AIG’nin koruyucu durumunun% 92’si de \u00f6yle. Ancak resim \u015fimdi \u00f6nemli \u00f6l\u00e7\u00fcde de\u011fi\u015fti; AIG milyarlar kazand\u0131. Par\u00e7a par\u00e7a, grup kafesli durumundan serbest b\u0131rak\u0131ld\u0131. Geri \u00f6denmesi \u015fart\u0131yla, vergi m\u00fckellefinin paras\u0131ndan 25 milyar dolara kadar tasarruf edilecek. Son verilere g\u00f6re, ABD Hazinesi \u015fimdi 5,75 milyar dolar de\u011ferindeki AIG hisselerini satmak istiyor. \u00dclkenin AIG’ye kat\u0131l\u0131m\u0131 61’den yakla\u015f\u0131k %53’e d\u00fc\u015f\u00fcr\u00fclecek. AIG’nin kendisi de \u00fc\u00e7 milyar de\u011ferindeki hisseleri geri almak istiyor. Bu, 2008’den bu yana \u00e7o\u011funluk hissedar\u0131 taraf\u0131ndan yap\u0131lan d\u00f6rd\u00fcnc\u00fc \u00f6z sermaye yerle\u015fimidir. Neredeyse hi\u00e7 kimsenin m\u00fcmk\u00fcn oldu\u011funu d\u00fc\u015f\u00fcnmeyece\u011fi bir \u015fey olan kamula\u015ft\u0131rma, k\u00e2rl\u0131l\u0131\u011fa h\u0131zl\u0131 d\u00f6n\u00fc\u015f\u00fcn cevab\u0131d\u0131r. Ancak sigorta \u015firketi, yeniden \u00f6zelle\u015ftirmeyi tamamen vurmak uzun zaman alacak olsa da do\u011fru yolda. \u0130kinci \u00e7eyrekte, AIG’nin kar\u0131, vergi indirimleri sayesinde tekrar 2,33 milyar dolara y\u00fckseldi. Daha y\u00fcksek sigorta primleri ve daha d\u00fc\u015f\u00fck afet y\u00fckleri sayesinde, m\u00fclk ve kaza sigortas\u0131 i\u015fi keskin bir \u015fekilde artt\u0131. Hayat sigortas\u0131 sekt\u00f6r\u00fc bile y\u00fckseldi. Ancak, AIG hissedarlar\u0131 hala g\u00f6r\u00fcn\u00fcrde bir arazi g\u00f6rm\u00fcyorlar. Hisse ba\u015f\u0131na 1.400 dolardan fazla olan oranlar, finansal krizden \u00f6nce oldu\u011fu gibi, muhtemelen \u00fczerine bas\u0131ld\u0131\u011f\u0131 ka\u011f\u0131da asla ula\u015famayacak. Yak\u0131n ge\u00e7mi\u015fte, AIG’nin fiyat\u0131 hi\u00e7bir zaman mevcut 32 dolar\u0131n \u00fczerine \u00e7\u0131kmad\u0131.<\/p>\n
Hisse teklifi, uzun vadeli bir iyimser i\u00e7in en iyi ihtimalle ilgin\u00e7 bir yat\u0131r\u0131m olan rotay\u0131 do\u011fal olarak kirletiyor.<\/p>\n","protected":false},"excerpt":{"rendered":"
AIG ve Bank of America gibi \u015firketler milyarlarca kurtarma paras\u0131 g\u00f6rd\u00fc, ancak bu \u015firketler sonunda derslerini ald\u0131lar m\u0131?<\/p>\n","protected":false},"author":9274,"featured_media":128401,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11420],"tags":[],"class_list":["post-106167","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dunya-ekonomisi"],"_links":{"self":[{"href":"https:\/\/globalfinanceschool.com\/tr\/wp-json\/wp\/v2\/posts\/106167","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/globalfinanceschool.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/globalfinanceschool.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/globalfinanceschool.com\/tr\/wp-json\/wp\/v2\/users\/9274"}],"replies":[{"embeddable":true,"href":"https:\/\/globalfinanceschool.com\/tr\/wp-json\/wp\/v2\/comments?post=106167"}],"version-history":[{"count":0,"href":"https:\/\/globalfinanceschool.com\/tr\/wp-json\/wp\/v2\/posts\/106167\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/globalfinanceschool.com\/tr\/wp-json\/wp\/v2\/media\/128401"}],"wp:attachment":[{"href":"https:\/\/globalfinanceschool.com\/tr\/wp-json\/wp\/v2\/media?parent=106167"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/globalfinanceschool.com\/tr\/wp-json\/wp\/v2\/categories?post=106167"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/globalfinanceschool.com\/tr\/wp-json\/wp\/v2\/tags?post=106167"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}