{"id":283283,"date":"2024-12-23T07:03:54","date_gmt":"2024-12-23T07:03:54","guid":{"rendered":"https:\/\/gfssite.local\/%d8%a7%d8%b3%d8%aa%d8%ab%d9%85%d8%a7%d8%b1%d8%a7%d8%aa-%d9%82%d9%88%d9%8a%d8%a9-%d9%85%d8%ab%d9%8a%d8%b1%d8%a9-%d9%84%d9%84%d8%a7%d9%87%d8%aa%d9%85%d8%a7%d9%85\/"},"modified":"2024-12-23T07:03:54","modified_gmt":"2024-12-23T07:03:54","slug":"%d8%a7%d8%b3%d8%aa%d8%ab%d9%85%d8%a7%d8%b1%d8%a7%d8%aa-%d9%82%d9%88%d9%8a%d8%a9-%d9%85%d8%ab%d9%8a%d8%b1%d8%a9-%d9%84%d9%84%d8%a7%d9%87%d8%aa%d9%85%d8%a7%d9%85","status":"publish","type":"post","link":"https:\/\/globalfinanceschool.com\/ar\/%d8%a7%d8%b3%d8%aa%d8%ab%d9%85%d8%a7%d8%b1%d8%a7%d8%aa-%d9%82%d9%88%d9%8a%d8%a9-%d9%85%d8%ab%d9%8a%d8%b1%d8%a9-%d9%84%d9%84%d8%a7%d9%87%d8%aa%d9%85%d8%a7%d9%85\/","title":{"rendered":"\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0642\u0648\u064a\u0629 \u0645\u062b\u064a\u0631\u0629 \u0644\u0644\u0627\u0647\u062a\u0645\u0627\u0645"},"content":{"rendered":"<h2><b>\u0637\u0631\u0642 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0634\u0639\u0628\u064a\u0629<\/b><\/h2>\n<p><span style=\"font-weight: 400\">\u0627\u0644\u0645\u0642\u0627\u0644 \u0645\u062e\u0635\u0635 \u0644\u0639\u0627\u0645\u0629 \u0627\u0644\u0646\u0627\u0633 \u0627\u0644\u0630\u064a\u0646 \u0644\u064a\u0633 \u0644\u062f\u064a\u0647\u0645 \u0623\u064a \u0645\u0639\u0631\u0641\u0629 \u0641\u064a \u0627\u0644\u0645\u062c\u0627\u0644 \u0627\u0644\u0645\u0627\u0644\u064a. \u0623\u0648\u0644\u0627\u064b \u0633\u0646\u0634\u0631\u062d \u0627\u0644\u0646\u0638\u0631\u064a\u0629 \u0648\u0628\u0639\u062f \u0630\u0644\u0643 \u0633\u0646\u0631\u0649 \u0645\u062f\u0649 \u062a\u0648\u0627\u0641\u0642\u0647\u0627 \u0645\u0639 \u0627\u0644\u0648\u0627\u0642\u0639. \u0648\u0623\u062e\u064a\u0631\u0627 \u0633\u0648\u0641 \u0646\u0642\u062f\u0645 \u062a\u0648\u0635\u064a\u062a\u0646\u0627. \u0633\u0646\u0643\u0648\u0646 \u0633\u0639\u062f\u0627\u0621 \u062c\u062f\u064b\u0627 \u0628\u0633\u0645\u0627\u0639 \u0631\u062f\u0648\u062f\u0647\u0645 \u0648\u0623\u0633\u0626\u0644\u062a\u0647\u0645 \u0648\u062a\u0648\u0636\u064a\u062d\u0627\u062a\u0647\u0645 \u0648\u0623\u064a \u062a\u0639\u0644\u064a\u0642\u0627\u062a \u0623\u062e\u0631\u0649 \u062a\u0631\u0648\u0646\u0647\u0627 \u0645\u0646\u0627\u0633\u0628\u0629\u060c \u0641\u064a \u0627\u0644\u062a\u0639\u0644\u064a\u0642\u0627\u062a \u0623\u0633\u0641\u0644 \u0627\u0644\u0635\u0641\u062d\u0629.   <\/span><\/p>\n<p><span style=\"font-weight: 400\">\u064a\u0645\u064a\u0644 \u0639\u0627\u0645\u0629 \u0627\u0644\u0646\u0627\u0633 \u0625\u0644\u0649 \u062a\u0648\u0641\u064a\u0631 \u0623\u0645\u0648\u0627\u0644\u0647\u0645 \u0628\u0634\u0643\u0644 \u0631\u0626\u064a\u0633\u064a \u0645\u0646 \u062e\u0644\u0627\u0644 3 \u0637\u0631\u0642.<\/span><\/p>\n<ul>\n<li aria-level=\"1\"><b>\u0645\u062e\u0632\u0648\u0646<\/b><\/li>\n<li aria-level=\"1\"><b>\u0627\u0644\u0633\u0646\u062f\u0627\u062a (\u0627\u0644\u0633\u0646\u062f\u0627\u062a)<\/b><\/li>\n<li aria-level=\"1\"><b>\u0627\u0644\u0648\u062f\u0627\u0626\u0639 \u0641\u064a \u0627\u0644\u0628\u0646\u0648\u0643<\/b><\/li>\n<\/ul>\n<h3><b>\u0645\u062e\u0632\u0648\u0646<\/b><\/h3>\n<p><span style=\"font-weight: 400\">\u0648\u0645\u0646 \u064a\u0634\u062a\u0631\u064a \u0633\u0647\u0645\u0627\u064b \u0641\u064a \u0623\u064a \u0634\u0631\u0643\u0629 \u064a\u0635\u0628\u062d \u0634\u0631\u064a\u0643\u0627\u064b \u0641\u064a \u062a\u0644\u0643 \u0627\u0644\u0634\u0631\u0643\u0629. \u0625\u0630\u0627 \u0642\u0645\u062a \u0628\u0634\u0631\u0627\u0621 \u0623\u0633\u0647\u0645 \u0641\u064a \u0634\u0631\u0643\u0629 \u0627\u0644\u0646\u062e\u0628\u0629\u060c \u0641\u0623\u0646\u062a \u0634\u0631\u064a\u0643 \u0641\u064a \u0627\u0644\u0634\u0631\u0643\u0629. \u062d\u0635\u062a\u0643 \u0641\u064a \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0647\u064a \u0646\u0633\u0628\u0629 \u0639\u062f\u062f \u0627\u0644\u0623\u0633\u0647\u0645 \u0627\u0644\u062a\u064a \u0627\u0634\u062a\u0631\u064a\u062a\u0647\u0627 \u0625\u0644\u0649 \u0625\u062c\u0645\u0627\u0644\u064a \u0639\u062f\u062f \u0627\u0644\u0623\u0633\u0647\u0645 \u0641\u064a \u0627\u0644\u0634\u0631\u0643\u0629. \u0641\u0625\u0630\u0627 \u0642\u0627\u0645\u062a \u0627\u0644\u0634\u0631\u0643\u0629 \u0628\u062a\u0648\u0632\u064a\u0639 \u062c\u0632\u0621 \u0645\u0646 \u0623\u0631\u0628\u0627\u062d\u0647\u0627 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u0627\u0647\u0645\u064a\u0646\u060c \u0641\u0633\u0648\u0641 \u062a\u0633\u062a\u0641\u064a\u062f \u0623\u0646\u062a \u0623\u064a\u0636\u0627\u064b \u0628\u062d\u0633\u0628 \u062d\u0635\u062a\u0643 \u0641\u064a \u0627\u0644\u0634\u0631\u0643\u0629. \u062a\u0648\u0632\u064a\u0639 \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u064a\u0633\u0645\u0649 <b>\u062a\u0648\u0632\u064a\u0639 \u0627\u0644\u0623\u0631\u0628\u0627\u062d<\/b> .    <\/span><\/p>\n<h2><b>\u0627\u0644\u0633\u0646\u062f\u0627\u062a (\u0627\u0644\u0633\u0646\u062f\u0627\u062a). [\u0641\u064a \u0633\u0646\u062f\u0627\u062a \u0627\u0644\u062c\u0645\u0639] <\/b><\/h2>\n<p><span style=\"font-weight: 400\">\u0639\u0646\u062f\u0645\u0627 \u062a\u0634\u062a\u0631\u064a \u0633\u0646\u062f\u064b\u0627\u060c \u0641\u0625\u0646\u0643 \u062a\u0642\u0631\u0636 \u0627\u0644\u0645\u0627\u0644 \u0644\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u064a \u0627\u0634\u062a\u0631\u064a\u062a \u0633\u0646\u062f\u0627\u062a\u0647\u0627. \u0633\u0646\u0631\u0643\u0632 \u0623\u0643\u062b\u0631 \u0639\u0644\u0649 \u0647\u0630\u0647 \u0627\u0644\u0642\u0646\u0627\u0629. <\/span><\/p>\n<h3><b>\u0627\u0644\u0648\u062f\u0627\u0626\u0639 \u0641\u064a \u0627\u0644\u0628\u0646\u0648\u0643<\/b><\/h3>\n<p><span style=\"font-weight: 400\">\u0627\u0644\u0648\u062f\u064a\u0639\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0647\u064a \u0641\u064a \u0627\u0644\u0648\u0627\u0642\u0639 \u0642\u0631\u0636 \u062a\u0642\u062f\u0645\u0647 \u0644\u0644\u0628\u0646\u0643.<\/span><\/p>\n<h3><b>\u0627\u0644\u0633\u0646\u062f\u0627\u062a<\/b><\/h3>\n<p><span style=\"font-weight: 400\">\u0627\u0644\u0633\u0646\u062f \u0647\u0648 \u0648\u062b\u064a\u0642\u0629 \u0627\u0644\u062a\u0632\u0627\u0645 \u0627\u0644\u062c\u0647\u0629 \u0627\u0644\u062a\u064a \u062d\u0635\u0644\u062a \u0639\u0644\u0649 \u0627\u0644\u0642\u0631\u0636 \u0644\u0633\u062f\u0627\u062f\u0647. \u0623\u0643\u0628\u0631 \u0645\u0633\u062a\u0647\u0644\u0643\u064a \u0627\u0644\u0642\u0631\u0648\u0636 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0633\u0646\u062f\u0627\u062a \u0647\u0645 \u062f\u0648\u0644\u0629 \u0625\u0633\u0631\u0627\u0626\u064a\u0644 \u0648\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0628\u0648\u0631\u0635\u0629 (\u0627\u0644\u0645\u0639\u0631\u0648\u0641\u0629 \u0628\u0627\u0633\u0645: \u201c\u0627\u0644\u0645\u062e\u0627\u0648\u0641\u201d). \u0648\u0641\u064a\u0645\u0627 \u064a\u0644\u064a\u060c \u0639\u0646\u062f\u0645\u0627 \u0646\u0634\u064a\u0631 \u0625\u0644\u0649 \u0627\u0644\u0634\u0631\u0643\u0629\u060c \u0641\u0647\u064a \u062a\u0634\u0645\u0644 \u0623\u064a\u0636\u064b\u0627 \u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0644\u0625\u0633\u0631\u0627\u0626\u064a\u0644\u064a\u0629\u060c \u0645\u0627 \u0644\u0645 \u064a\u064f\u0646\u0635 \u0639\u0644\u0649 \u062e\u0644\u0627\u0641 \u0630\u0644\u0643.  <\/span><\/p>\n<h3><b>\u0634\u0631\u0627\u0621 \u0627\u0644\u0633\u0646\u062f\u0627\u062a \u0645\u0628\u0627\u0634\u0631\u0629<\/b><\/h3>\n<p><span style=\"font-weight: 400\">\u0639\u0646\u062f\u0645\u0627 \u062a\u062d\u062a\u0627\u062c \u0634\u0631\u0643\u0629 \u0645\u0627 \u0625\u0644\u0649 \u0642\u0631\u0636\u060c \u0644\u063a\u0631\u0636 \u0645\u0627\u060c \u064a\u0645\u0643\u0646\u0647\u0627 \u0627\u0644\u062a\u0648\u062c\u0647 \u0625\u0644\u0649 \u0639\u062f\u0629 \u0623\u0637\u0631\u0627\u0641\u060c \u0645\u062b\u0644: \u0627\u0644\u0628\u0646\u0648\u0643\u060c \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u060c \u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0634\u0631\u0643\u0629 \u0623\u0648 \u0639\u0627\u0645\u0629 \u0627\u0644\u0646\u0627\u0633 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0628\u0648\u0631\u0635\u0629 (SE) \u0648\u062a\u0637\u0644\u0628 \u0645\u0646\u0647\u0645 \u0625\u0642\u0631\u0627\u0636\u0647. \u0648\u0639\u0627\u062f\u0629 \u0645\u0627 \u062a\u0646\u0627\u0634\u062f \u0627\u0644\u062f\u0648\u0644\u0629 \u0639\u0627\u0645\u0629 \u0627\u0644\u0646\u0627\u0633\u060c \u0648\u0641\u064a \u0628\u0639\u0636 \u0627\u0644\u062d\u0627\u0644\u0627\u062a \u0623\u064a\u0636\u064b\u0627 \u0627\u0644\u0628\u0646\u0648\u0643. <\/span><\/p>\n<h3><b>\u0646\u062f\u0627\u0621 \u0625\u0644\u0649 \u0627\u0644\u062c\u0645\u0647\u0648\u0631<\/b><\/h3>\n<p><span style=\"font-weight: 400\">\u0639\u0646\u062f\u0645\u0627 \u062a\u0631\u063a\u0628 \u0627\u0644\u0634\u0631\u0643\u0629 \u0623\u0648 \u0627\u0644\u062f\u0648\u0644\u0629 \u0641\u064a \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0642\u0631\u0636 \u0645\u0646 \u0627\u0644\u062c\u0645\u0647\u0648\u0631\u060c \u064a\u062c\u0628 \u0639\u0644\u064a\u0647\u0627 \u0625\u0635\u062f\u0627\u0631 \u0633\u0646\u062f\u0627\u062a (\u0648\u0647\u064a \u0648\u062b\u064a\u0642\u0629 \u0627\u0644\u062a\u0632\u0627\u0645) \u064a\u062a\u0645 \u0641\u064a\u0647\u0627 \u062a\u0641\u0635\u064a\u0644 \u062c\u0645\u064a\u0639 \u0634\u0631\u0648\u0637 \u0627\u0644\u0642\u0631\u0636. \u0648\u0645\u0646 \u0627\u0644\u0646\u0627\u062d\u064a\u0629 \u0627\u0644\u0639\u0645\u0644\u064a\u0629\u060c \u064a\u0642\u0648\u0645 \u0627\u0644\u062c\u0645\u0647\u0648\u0631 \u0628\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0625\u0644\u0649 \u0627\u0644\u0634\u0631\u0643\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0628\u0639\u0636 \u201c\u0623\u0639\u0636\u0627\u0621 \u0627\u0644\u0628\u0648\u0631\u0635\u0629\u201d (\u0645\u0646 \u0647\u0645 \u0623\u0639\u0636\u0627\u0621 \u0627\u0644\u0628\u0648\u0631\u0635\u0629\u061f \u0644\u0627\u062d\u0642\u0627\u064b) \u0648\u0641\u064a \u0627\u0644\u0645\u0642\u0627\u0628\u0644 \u064a\u062d\u0635\u0644 \u0639\u0644\u0649 \u0627\u0644\u0633\u0646\u062f\u0627\u062a. \u0648\u0641\u064a \u0627\u0644\u062d\u0642\u064a\u0642\u0629 \u0641\u0625\u0646 \u0627\u0644\u0633\u0646\u062f \u0647\u0648 \u0645\u0633\u062a\u0646\u062f \u0627\u0641\u062a\u0631\u0627\u0636\u064a \u064a\u062a\u0645 \u062a\u0633\u062c\u064a\u0644\u0647 \u0641\u064a \u062f\u0641\u0627\u062a\u0631: 1) \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0635\u062f\u0631\u0647 2) \u0644\u062f\u0649 \u0623\u0639\u0636\u0627\u0621 \u0627\u0644\u0628\u0648\u0631\u0635\u0629 \u0627\u0644\u062a\u064a \u064a\u062a\u0635\u0631\u0641 \u0645\u0646 \u062e\u0644\u0627\u0644\u0647\u0627 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631 3) \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631.     <\/span><\/p>\n<p><span style=\"font-weight: 400\">\u0648\u0641\u064a \u063a\u0636\u0648\u0646 \u0623\u064a\u0627\u0645 \u0642\u0644\u064a\u0644\u0629 \u0645\u0646 \u0635\u0641\u0642\u0629 \u0627\u0644\u0633\u0646\u062f\u0627\u062a\u060c \u064a\u0628\u062f\u0623\u0648\u0646 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0641\u064a \u0627\u0644\u0628\u0648\u0631\u0635\u0629.<\/span><\/p>\n<h2><b>\u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0647\u0627\u0645\u0629 \u0627\u0644\u0645\u062d\u062f\u062f\u0629 \u0641\u064a \u0627\u0644\u0633\u0646\u062f:<\/b><\/h2>\n<h3><b>\u062a\u0627\u0631\u064a\u062e \u0633\u062f\u0627\u062f \u0627\u0644\u0642\u0631\u0636<\/b><\/h3>\n<p><span style=\"font-weight: 400\">\u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u062a\u0645 \u0627\u0644\u0633\u062f\u0627\u062f \u062f\u0641\u0639\u0629 \u0648\u0627\u062d\u062f\u0629 \u0641\u064a \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644 \u0623\u0648 \u0644\u0644\u0641\u0635\u0648\u0644 \u0627\u0644\u062f\u0631\u0627\u0633\u064a\u0629. \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 10% \u0623\u0648 20% \u0643\u0644 \u0639\u0627\u0645. <\/span><\/p>\n<h3><b>\u062f\u0641\u0639 \u0627\u0644\u0641\u0627\u0626\u062f\u0629<\/b><\/h3>\n<p><span style=\"font-weight: 400\">\u0645\u0627 \u0647\u064a \u0646\u0633\u0628\u0629 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u062a\u064a \u0633\u062a\u062f\u0641\u0639\u0647\u0627 \u0644\u0644\u0645\u0642\u0631\u0636\u064a\u0646 (\u0645\u0634\u062a\u0631\u064a \u0627\u0644\u0633\u0646\u062f\u0627\u062a) \u0648\u0645\u0648\u0627\u0639\u064a\u062f \u0627\u0644\u0633\u062f\u0627\u062f. \u0648\u0628\u0634\u0643\u0644 \u0639\u0627\u0645\u060c \u062a\u0642\u0648\u0645 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0628\u0627\u0644\u062a\u0648\u0632\u064a\u0639 \u0643\u0644 \u0633\u062a\u0629 \u0623\u0634\u0647\u0631\u060c \u0641\u064a \u0645\u0648\u0639\u062f \u0645\u062d\u062f\u062f\u060c \u0628\u064a\u0646\u0645\u0627 \u0627\u0644\u062f\u0648\u0644\u0629 \u0645\u0631\u0629 \u0648\u0627\u062d\u062f\u0629 \u0641\u064a \u0627\u0644\u0633\u0646\u0629. (\u0641\u064a \u0648\u0642\u062a \u0645\u062d\u062f\u062f)  <\/span><\/p>\n<h3><b>\u0627\u0644\u0631\u0628\u0637<\/b><\/h3>\n<p><span style=\"font-weight: 400\">\u064a\u0645\u0643\u0646 \u0631\u0628\u0637 \u0627\u0644\u0642\u0631\u0636 \u0648\u0643\u0630\u0644\u0643 \u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0628\u0645\u0624\u0634\u0631 \u0627\u0644\u0623\u0633\u0639\u0627\u0631 \u0623\u0648 \u0628\u0627\u0644\u062f\u0648\u0644\u0627\u0631 (\u0623\u0648 \u0628\u0639\u0645\u0644\u0629 \u0623\u062c\u0646\u0628\u064a\u0629 \u0623\u062e\u0631\u0649) \u0648\u0643\u0630\u0644\u0643 \u0628\u062f\u0648\u0646 \u0631\u0628\u0637. \u0633\u0646\u062f\u0627\u062a \u0628\u062f\u0648\u0646 \u0631\u0628\u0637 \u0645\u064a\u0643\u0627\u0646\u064a\u0643\u064a: \u0633\u0646\u062f\u0627\u062a \u0627\u0644\u0634\u064a\u0643\u0644. <\/span><\/p>\n<h3><b>\u0634\u0631\u0627\u0621 \u0627\u0644\u0633\u0646\u062f\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629<\/b><\/h3>\n<p><span style=\"font-weight: 400\">\u064a\u0645\u0643\u0646 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u0642\u0627\u0645\u0648\u0627 \u0628\u0634\u0631\u0627\u0621 \u0627\u0644\u0633\u0646\u062f\u0627\u062a \u0628\u0634\u0643\u0644 \u0645\u0628\u0627\u0634\u0631\u060c \u0628\u064a\u0639 \u0627\u0644\u0633\u0646\u062f\u0627\u062a \u0641\u064a \u0627\u0644\u0628\u0648\u0631\u0635\u0629 \u0641\u064a \u0623\u064a \u0648\u0642\u062a. \u0648\u0639\u0646\u062f\u0645\u0627 \u064a\u0634\u062a\u0631\u064a \u0641\u0644\u0627\u0646 \u0633\u0646\u062f\u0627\u064b \u0641\u064a \u0627\u0644\u0628\u0648\u0631\u0635\u0629\u060c \u0641\u0625\u0646\u0647 \u064a\u0623\u062a\u064a \u0641\u0639\u0644\u064a\u0627\u064b \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0645\u0642\u0631\u0636 \u0622\u062e\u0631 (\u0627\u0644\u0630\u064a \u0628\u0627\u0639 \u0627\u0644\u0633\u0646\u062f)\u060c \u0648\u062a\u0643\u0648\u0646 \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0645\u0635\u062f\u0631\u0629 \u0644\u0644\u0633\u0646\u062f \u0645\u0644\u0632\u0645\u0629 \u0644\u0647 \u0641\u064a \u062c\u0645\u064a\u0639 \u0634\u0631\u0648\u0637 \u0627\u0644\u0633\u0646\u062f. \u062a\u062a\u0645 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0634\u0631\u0627\u0621 \u0641\u064a \u0627\u0644\u0628\u0648\u0631\u0635\u0629.  <\/span><\/p>\n<h2><b>\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0642\u0648\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0634\u0631\u0643\u0629<\/b><\/h2>\n<p><span style=\"font-weight: 400\">\u064a\u0645\u0643\u0646 \u0644\u0623\u064a \u0634\u0631\u0643\u0629 \u062a\u0635\u062f\u0631 \u0633\u0646\u062f\u0627\u062a \u0623\u0646 \u062a\u062a\u0635\u0644 \u0628\u0625\u062d\u062f\u0649 \u0627\u0644\u0634\u0631\u0643\u062a\u064a\u0646 \u0627\u0644\u0644\u062a\u064a\u0646 \u062a\u0642\u064a\u0645\u0627\u0646 \u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u0633\u062f\u0627\u062f \u0627\u0644\u0642\u0631\u0636 (\u0623\u064a \u0627\u0644\u0633\u0646\u062f \u0627\u0644\u0630\u064a \u0623\u0635\u062f\u0631\u062a\u0647). \u0627\u0644\u062a\u0637\u0628\u064a\u0642 \u0644\u064a\u0633 \u0625\u0644\u0632\u0627\u0645\u064a\u0627\u060c \u0644\u0643\u0646 \u0645\u0639\u0638\u0645 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0642\u0648\u064a\u0629 \u062a\u062a\u0642\u062f\u0645 \u0628\u0637\u0644\u0628 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062a\u0635\u0646\u064a\u0641\u060c \u062d\u064a\u062b \u0623\u0646 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062a\u0635\u0646\u064a\u0641 \u0645\u0631\u062a\u0641\u0639 \u0644\u0647 \u062a\u0623\u062b\u064a\u0631 \u0625\u064a\u062c\u0627\u0628\u064a \u0639\u0644\u0649 \u0627\u0633\u062a\u062c\u0627\u0628\u0629 \u0627\u0644\u062c\u0645\u0647\u0648\u0631 \u0644\u0645\u0646\u062d \u0627\u0644\u0642\u0631\u0636 \u0645\u0646 \u0646\u0627\u062d\u064a\u0629\u060c \u0648\u0639\u0644\u0649 \u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0630\u064a \u0633\u064a\u0645\u0646\u062d\u0647\u060c \u0645\u0646 \u0646\u0627\u062d\u064a\u0629 \u0623\u062e\u0631\u0649\u060c \u0643\u0644\u0645\u0627 \u0627\u0631\u062a\u0641\u0639 \u0627\u0644\u062a\u0635\u0646\u064a\u0641 (\u0623\u064a \u0643\u0644\u0645\u0627 \u0643\u0627\u0646\u062a \u0627\u0644\u0634\u0631\u0643\u0629 \u0623\u0643\u062b\u0631 \u0631\u0633\u0648\u062e\u064b\u0627)\u060c \u0633\u062a\u0643\u0648\u0646 \u0642\u0627\u062f\u0631\u0629 \u0639\u0644\u0649 \u062a\u0642\u062f\u064a\u0645 \u0633\u0639\u0631 \u0641\u0627\u0626\u062f\u0629 \u0623\u0642\u0644. <\/span><\/p>\n<h3><b>\u064a\u0648\u062c\u062f \u0641\u064a \u0625\u0633\u0631\u0627\u0626\u064a\u0644 \u0634\u0631\u0643\u062a\u0627\u0646 \u0644\u0644\u062a\u0635\u0646\u064a\u0641:<\/b><\/h3>\n<ol>\n<li style=\"font-weight: 400\" aria-level=\"1\"><span style=\"font-weight: 400\">\u062a\u064e\u0633\u064e\u0644\u0633\u064f\u0644<\/span><\/li>\n<li style=\"font-weight: 400\" aria-level=\"1\"><span style=\"font-weight: 400\">\u062f\u0631\u062c\u0627\u062a<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400\">\u0648\u062a\u0631\u062f \u0631\u0645\u0648\u0632 \u0627\u0644\u062a\u0635\u0646\u064a\u0641 \u0644\u0643\u0644 \u0645\u0646\u0647\u0627 \u0641\u064a \u0627\u0644\u062c\u062f\u0648\u0644 1<\/span><\/p>\n<table style=\"border-collapse: collapse; width: 100%\">\n<tbody>\n<tr style=\"background-color: #ffffff\">\n<td style=\"width: 60.041265%; vertical-align: top\">\n<h3><span><b>\u0645\u0642\u064a\u0627\u0633 \u062a\u0642\u064a\u064a\u0645 \u0645\u0639\u0627\u0644\u0648\u062a<\/b><span style=\"font-weight: 400\"> <\/span><\/span><\/h3>\n<p><span><span style=\"font-weight: 400\">\u064a\u062a\u0643\u0648\u0646 \u0627\u0644\u062a\u0635\u0646\u064a\u0641 \u0645\u0646 \u0645\u062c\u0645\u0648\u0639\u0627\u062a \u0645\u0646 \u0627\u0644\u062d\u0631\u0648\u0641 \u0627\u0644\u0644\u0627\u062a\u064a\u0646\u064a\u0629 A\u060c B\u060c C<\/span><br>\n <span style=\"font-weight: 400\">(\u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0627\u0644\u0631\u062a\u0628 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629\u060c \u064a\u0645\u0643\u0646 \u0625\u0636\u0627\u0641\u0629 \u0639\u0644\u0627\u0645\u0627\u062a \u0632\u0627\u0626\u062f \u0623\u0648 \u0646\u0627\u0642\u0635 \u0625\u0644\u0649 \u0627\u0644\u062a\u0635\u0646\u064a\u0641 \u0644\u062a\u062d\u0633\u064a\u0646\u0647).<\/span> <\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\" aria-level=\"1\"><span><b>AAA<\/b> <span style=\"font-weight: 400\">: \u064a\u062a\u0645\u062a\u0639 \u0627\u0644\u0645\u0635\u062f\u0631 \u0628\u0642\u062f\u0631\u0629 \u0645\u0645\u062a\u0627\u0632\u0629 \u0639\u0644\u0649 \u0633\u062f\u0627\u062f \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a.<\/span> <\/span><\/li>\n<li style=\"font-weight: 400\" aria-level=\"1\"><span><b>AA<\/b> <span style=\"font-weight: 400\">: \u0642\u062f\u0631\u0629 \u0627\u0644\u0645\u0635\u062f\u0631 \u0639\u0644\u0649 \u0633\u062f\u0627\u062f \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0623\u0639\u0644\u0649 \u0628\u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0633\u0637.<\/span><\/span><\/li>\n<li style=\"font-weight: 400\" aria-level=\"1\"><span><b>\u0623<\/b> <span style=\"font-weight: 400\">: \u0642\u062f\u0631\u0629 \u0627\u0644\u0645\u0635\u062f\u0631 \u0639\u0644\u0649 \u0633\u062f\u0627\u062f \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0623\u0639\u0644\u0649 \u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0633\u0637.<\/span><\/span><\/li>\n<li style=\"font-weight: 400\" aria-level=\"1\"><span><b>BBB<\/b> <span style=\"font-weight: 400\">: \u0642\u062f\u0631\u0629 \u0627\u0644\u0645\u0635\u062f\u0631 \u0639\u0644\u0649 \u0633\u062f\u0627\u062f \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a<\/span> <\/span><\/li>\n<li style=\"font-weight: 400\" aria-level=\"1\"><span><b>\u0628 \u0628<\/b> <span style=\"font-weight: 400\">: \u0642\u062f\u0631\u0629 \u0627\u0644\u0645\u0635\u062f\u0631 \u0639\u0644\u0649 \u0633\u062f\u0627\u062f \u062f\u0641\u0639\u0627\u062a \u0627\u0644\u0633\u0646\u062f \u0623\u0642\u0644 \u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0633\u0637 \u200b\u200b\u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0627\u0644\u0645\u0635\u062f\u0631\u064a\u0646 \u0627\u0644\u0625\u0633\u0631\u0627\u0626\u064a\u0644\u064a\u064a\u0646 \u0627\u0644\u0622\u062e\u0631\u064a\u0646.<\/span><\/span><\/li>\n<li style=\"font-weight: 400\" aria-level=\"1\"><span><b>\u0628<\/b> <span style=\"font-weight: 400\">: \u0642\u062f\u0631\u0629 \u0627\u0644\u0645\u0635\u062f\u0631 \u0639\u0644\u0649 \u0633\u062f\u0627\u062f \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0623\u0642\u0644 \u0628\u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0633\u0637.<\/span><\/span><\/li>\n<li style=\"font-weight: 400\" aria-level=\"1\"><span><b>CCC<\/b> <span style=\"font-weight: 400\">: \u0627\u062d\u062a\u0645\u0627\u0644 \u0645\u0639\u064a\u0646 \u0644\u0639\u062f\u0645 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0633\u062f\u0627\u062f \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a.<\/span><\/span><\/li>\n<li style=\"font-weight: 400\" aria-level=\"1\"><span><b>CC<\/b> <span style=\"font-weight: 400\">: \u064a\u0628\u062f\u0648 \u0623\u0646 \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u064a \u0647\u0648 \u0627\u0644\u0623\u0631\u062c\u062d.<\/span><\/span><\/li>\n<li style=\"font-weight: 400\" aria-level=\"1\"><span><b>\u062c<\/b> <span style=\"font-weight: 400\">: \u0645\u0635\u062f\u0631 \u0647\u0630\u0627 \u0627\u0644\u0633\u0646\u062f \u0639\u0644\u0649 \u0648\u0634\u0643 \u0627\u0644\u062a\u0648\u0642\u0641 \u0623\u0648 \u062a\u0648\u0642\u0641 \u0639\u0646 \u062f\u0641\u0639 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0648\/\u0623\u0648 \u0623\u0635\u0644 \u0627\u0644\u0642\u0631\u0636.<\/span><\/span><\/li>\n<li style=\"font-weight: 400\" aria-level=\"1\"><span><b>\u062f<\/b> <span style=\"font-weight: 400\">: \u0644\u0645 \u062a\u0642\u0645 \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0645\u0635\u062f\u0631\u0629 \u0628\u0633\u062f\u0627\u062f \u062f\u0641\u0639\u0627\u062a \u0627\u0644\u0633\u0646\u062f (\u0627\u0641\u062a\u0631\u0627\u0636\u064a).<\/span><\/span><\/li>\n<\/ul>\n<h3><span><b>\u0645\u0642\u064a\u0627\u0633 \u062a\u0635\u0646\u064a\u0641 \u0645\u064a\u062f\u0631\u0627\u063a<\/b><\/span><\/h3>\n<p><span><span style=\"font-weight: 400\">\u0648\u0643\u0644 \u0631\u062a\u0628\u0629 \u0641\u064a \u0627\u0644\u062f\u0631\u062c\u0627\u062a \u0644\u0647\u0627 \u0645\u0627 \u064a\u0639\u0627\u062f\u0644\u0647\u0627 \u0641\u064a \u0627\u0644\u0631\u062a\u0628\u0629.  <\/span><span style=\"font-weight: 400\"><br>\n<\/span><span style=\"font-weight: 400\">\u064a\u062a\u0643\u0648\u0646 \u0627\u0644\u062a\u0635\u0646\u064a\u0641 \u0645\u0646 \u0627\u0644\u062d\u0631\u0648\u0641 \u0648\u0627\u0644\u0623\u0631\u0642\u0627\u0645.  <\/span><span style=\"font-weight: 400\"><br>\n<\/span><span style=\"font-weight: 400\">\u0627\u0644\u0631\u0642\u0645 1 \u0647\u0648 \u0646\u0641\u0633 \u0639\u0644\u0627\u0645\u0629 + \u0639\u0644\u0649 \u0645\u0642\u064a\u0627\u0633 \u0627\u0644\u062f\u0631\u062c\u0627\u062a.<\/span><\/span><br>\n<span><span style=\"font-weight: 400\">\u0627\u0644\u0631\u0642\u0645 3 \u0647\u0648 \u0646\u0641\u0633 \u0639\u0644\u0627\u0645\u0629 \u2013 (\u0646\u0627\u0642\u0635) \u0639\u0644\u0649 \u0645\u0642\u064a\u0627\u0633 \u0627\u0644\u062f\u0631\u062c\u0627\u062a.  <\/span><span style=\"font-weight: 400\"><br>\n<\/span><span style=\"font-weight: 400\">\u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u062b\u0627\u0646\u064a \u0647\u0648 \u0646\u0641\u0633 \u0627\u0644\u062a\u0635\u0646\u064a\u0641 \u2013 \u0628\u062f\u0648\u0646 \u0625\u0636\u0627\u0641\u0629 +\/-<\/span><\/span><\/p>\n<h3><span><b>\u062f\u0631\u062c\u0629 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631<\/b><\/span><\/h3>\n<p><span><span style=\"font-weight: 400\">\u062c\u0645\u064a\u0639 \u0627\u0644\u0633\u0646\u062f\u0627\u062a \u0630\u0627\u062a \u0627\u0644\u062a\u0635\u0646\u064a\u0641 \u0627\u0644\u0623\u0639\u0644\u0649 \u0645\u0646 +BB \u0648Ba1 \u0645\u0633\u0645\u0648\u062d \u0628\u0647\u0627 \u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0627\u062f\u062e\u0627\u0631 \u0648\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u0629. \u0625\u0646 \u062e\u0637\u0631 \u0627\u0644\u0641\u0634\u0644 \u0641\u064a \u062f\u0641\u0639 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0648\/\u0623\u0648 \u0633\u062f\u0627\u062f \u0623\u0635\u0644 \u0627\u0644\u0645\u0628\u0644\u063a \u0645\u0646\u062e\u0641\u0636 \u0644\u0644\u063a\u0627\u064a\u0629.   <\/span><span style=\"font-weight: 400\"><br>\n<\/span>\u0625\u0646\u0647\u0627 <span style=\"font-weight: 400\">\u0622\u0644\u0627\u062a<\/span> <b>\u0645\u0646 \u0627\u0644\u062f\u0631\u062c\u0629 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629<\/b> <span style=\"font-weight: 400\">.<\/span><span style=\"font-weight: 400\"><br>\n<\/span><span style=\"font-weight: 400\">\u062c\u0645\u064a\u0639 \u0627\u0644\u062a\u0642\u064a\u064a\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0638\u0647\u0631 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 \u062a\u0633\u0645\u0649<\/span> <b>\u062a\u0642\u064a\u064a\u0645\u0627\u062a \u0627\u0644\u0645\u0636\u0627\u0631\u0628\u0629<\/b> <span style=\"font-weight: 400\">.<\/span><\/span><\/p><\/td>\n<td style=\"width: 39.958735%; vertical-align: top\"><img fetchpriority=\"high\" decoding=\"async\" title=\"\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0642\u0648\u064a\u0629 \u0645\u062b\u064a\u0631\u0629 \u0644\u0644\u0627\u0647\u062a\u0645\u0627\u0645\" class=\"alignnone size-large wp-image-29437\" src=\"https:\/\/globalfinanceschool.com\/wp-content\/uploads\/2024\/10\/guide-1031-2.png\" alt=\"\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0642\u0648\u064a\u0629 \u0645\u062b\u064a\u0631\u0629 \u0644\u0644\u0627\u0647\u062a\u0645\u0627\u0645\" width=\"408\" height=\"1024\"><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><b>\u0627\u0644\u062c\u062f\u0648\u0644 1<\/b><\/h3>\n<p><img decoding=\"async\" title=\"\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0642\u0648\u064a\u0629 \u0645\u062b\u064a\u0631\u0629 \u0644\u0644\u0627\u0647\u062a\u0645\u0627\u0645\" class=\"alignnone size-large wp-image-29447\" src=\"https:\/\/globalfinanceschool.com\/wp-content\/uploads\/2024\/10\/guide-1041-2.webp\" alt=\"\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0642\u0648\u064a\u0629 \u0645\u062b\u064a\u0631\u0629 \u0644\u0644\u0627\u0647\u062a\u0645\u0627\u0645\" width=\"1024\" height=\"459\"><\/p>\n<p><b>\u0634\u0631\u062d \u0644\u0644\u062c\u062f\u0648\u0644 1<\/b><\/p>\n<p><span style=\"font-weight: 400\">\u064a\u0634\u064a\u0631 \u0627\u0644\u062c\u062f\u0648\u0644 \u0625\u0644\u0649 \u0633\u0646\u062f\u0627\u062a \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0629 (=\u0627\u0644\u0634\u064a\u0643\u0644). \u062a\u0634\u064a\u0631 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0648\u062c\u0648\u062f\u0629 \u0641\u064a \u0627\u0644\u0634\u0631\u062d \u0625\u0644\u0649 \u0627\u0644\u0635\u0641 \u0627\u0644\u0623\u0648\u0644. <\/span><\/p>\n<table style=\"width: 100%\" border=\"1\">\n<tbody>\n<tr>\n<td style=\"width: 12.999217%\"><span style=\"font-weight: 400\">\u0627\u0644\u062a\u0631\u0642\u064a\u0645<\/span><\/td>\n<td style=\"width: 12.999217%\"><span style=\"font-weight: 400\">\u0627\u0644\u0639\u0645\u0648\u062f<\/span><\/td>\n<td style=\"width: 23.884104%\"><span style=\"font-weight: 400\">\u0639\u0646\u0648\u0627\u0646 \u0627\u0644\u0639\u0645\u0648\u062f<\/span><\/td>\n<td style=\"width: 63.038371%\"><span style=\"font-weight: 400\">\u062a\u0648\u0636\u064a\u062d<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 12.999217%\"><span style=\"font-weight: 400\">\u0627\u0644\u0639\u0645\u0648\u062f 1<\/span><\/td>\n<td style=\"width: 23.884104%\"><span style=\"font-weight: 400\">\u0627\u0633\u0645<\/span><\/td>\n<td style=\"width: 63.038371%\"><span style=\"font-weight: 400\">\u0627\u0633\u0645 \u0627\u0644\u0633\u0646\u062f \u0648\u0631\u0642\u0645\u0647.<\/span> <span style=\"font-weight: 400\">\u0647\u0627\u0644\u0629 \u0628\u0648\u0646\u062f \u062a\u0648<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 12.999217%\"><span style=\"font-weight: 400\">2<\/span><\/td>\n<td style=\"width: 23.884104%\"><span style=\"font-weight: 400\">\u0625\u0646\u0647\u0627\u0621<\/span><\/td>\n<td style=\"width: 63.038371%\"><span style=\"font-weight: 400\">\u064a\u0634\u064a\u0631 \u0627\u0644\u0633\u0639\u0631 \u0625\u0644\u0649 \u0646\u0647\u0627\u064a\u0629 \u064a\u0648\u0645 \u0627\u0644\u062a\u062f\u0627\u0648\u0644<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 12.999217%\"><span style=\"font-weight: 400\">3<\/span><\/td>\n<td style=\"width: 23.884104%\"><span style=\"font-weight: 400\">\u0627\u0644\u0628\u0648\u0627\u0628\u0629 \u0627\u0644\u0623\u062e\u064a\u0631\u0629<\/span><\/td>\n<td style=\"width: 63.038371%\"><span style=\"font-weight: 400\">\u0627\u0644\u0633\u0647\u0645 (= \u0633\u0639\u0631 \u0627\u0644\u0633\u0646\u062f)<\/span> <span style=\"font-weight: 400\">99.51<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 12.999217%\"><span style=\"font-weight: 400\">4<\/span><\/td>\n<td style=\"width: 23.884104%\"><span style=\"font-weight: 400\">\u0627\u0644\u062a\u063a\u064a\u064a\u0631 \u0627\u0644\u064a\u0648\u0645\u064a<\/span><\/td>\n<td style=\"width: 63.038371%\"><span style=\"font-weight: 400\">\u0627\u0644\u0645\u0642\u0648\u0645\u0629 \u0641\u064a \u0623\u063a\u0648\u0631\u0627. \u0627\u0646\u062e\u0641\u0636 \u0641\u064a   <\/span><span style=\"font-weight: 400\">0.19-  <\/span><span style=\"font-weight: 400\">\u0627\u062c. \u0623\u064a 0.19 \u0645\u0646 \u0628\u0646\u0633 \u0648\u0627\u062d\u062f <\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 12.999217%\"><span style=\"font-weight: 400\">5<\/span><\/td>\n<td style=\"width: 23.884104%\"><span style=\"font-weight: 400\">\u0627\u0644\u062a\u063a\u064a\u0631 \u0627\u0644\u064a\u0648\u0645\u064a \u0641\u064a\u066a<\/span><\/td>\n<td style=\"width: 63.038371%\"><span style=\"font-weight: 400\">0.19%<\/span> <span style=\"font-weight: 400\">(\u0623\u0642\u0644 \u0645\u0646 \u0648\u0627\u062d\u062f \u0628\u0627\u0644\u0645\u0627\u0626\u0629)<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 12.999217%\"><span style=\"font-weight: 400\">6<\/span><\/td>\n<td style=\"width: 23.884104%\"><span style=\"font-weight: 400\">\u062d\u062c\u0645 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 (\u0628\u0627\u0644\u0634\u064a\u0643\u0644 \u0627\u0644\u0625\u0633\u0631\u0627\u0626\u064a\u0644\u064a)<\/span><\/td>\n<td style=\"width: 23.884104%\"><span style=\"font-weight: 400\">(\u0623 = \u0627\u0644\u0622\u0644\u0627\u0641)<\/span><\/td>\n<td style=\"width: 63.038371%\"><span style=\"font-weight: 400\">300 \u0623\u0644\u0641 \u0634\u064a\u0643\u0644<\/span> <span style=\"font-weight: 400\">(=300,000 \u0634\u064a\u0643\u0644).<\/span><\/td>\n<td style=\"width: 63.038371%\"><span style=\"font-weight: 400\">\u064a\u0634\u064a\u0631 \u062d\u062c\u0645 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0625\u0644\u0649 \u0633\u0646\u062f\u0627\u062a Aura 10<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 12.999217%\"><span style=\"font-weight: 400\">7<\/span><\/td>\n<td style=\"width: 23.884104%\"><span style=\"font-weight: 400\">\u0645.\u062d.\u0645<\/span><\/td>\n<td style=\"width: 63.038371%\"><span style=\"font-weight: 400\">MHAM (\u0627\u062e\u062a\u0635\u0627\u0631 \u0645\u062a\u0648\u0633\u0637 \u200b\u200b\u0627\u0644\u0639\u0645\u0631 \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u064a). \u064a\u0634\u064a\u0631 \u0647\u0630\u0627 \u0625\u0644\u0649 \u0627\u0644\u0641\u062a\u0631\u0629 (\u0628\u0627\u0644\u0633\u0646\u0648\u0627\u062a) \u0645\u0646 \u064a\u0648\u0645 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u062d\u0627\u0644\u064a \u062d\u062a\u0649 \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0633\u062a\u062d\u0642\u0627\u0642 \u0627\u0644\u0646\u0647\u0627\u0626\u064a \u0644\u0644\u0633\u0646\u062f. <span>[<\/span> <\/span><span style=\"font-weight: 400\">1.31<\/span> <span style=\"font-weight: 400\"><span>\u0633\u0646\u0629<\/span> ]<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 12.999217%\"><span style=\"font-weight: 400\">8<\/span><\/td>\n<td style=\"width: 23.884104%\"><span style=\"font-weight: 400\">\u0627\u0644\u0639\u0627\u0626\u062f \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a<\/span><\/td>\n<td style=\"width: 63.038371%\"><span style=\"font-weight: 400\">\u0627\u0644\u0639\u0627\u0626\u062f \u0627\u0644\u0633\u0646\u0648\u064a \u0627\u0644\u0630\u064a \u0633\u064a\u062d\u0635\u0644 \u0639\u0644\u064a\u0647 \u062d\u0627\u0645\u0644\u0648 \u0627\u0644\u0633\u0646\u062f<\/span><\/td>\n<td style=\"width: 63.038371%\"><span style=\"font-weight: 400\">\u062d\u062a\u0649 \u0627\u0644\u0633\u062f\u0627\u062f \u0627\u0644\u0646\u0647\u0627\u0626\u064a [<\/span> <span style=\"font-weight: 400\">5.74%<\/span> <span style=\"font-weight: 400\">]<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 12.999217%\"><span style=\"font-weight: 400\">9<\/span><\/td>\n<td style=\"width: 23.884104%\"><span style=\"font-weight: 400\">\u0635\u0627\u0641\u064a \u0627\u0644\u0639\u0627\u0626\u062f<\/span><\/td>\n<td style=\"width: 63.038371%\"><span style=\"font-weight: 400\">\u0627\u0644\u0639\u0627\u0626\u062f \u0646\u0627\u0642\u0635 \u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0636\u0631\u064a\u0628\u0629 \u0639\u0644\u0649 \u0627\u0644\u0623\u0631\u0628\u0627\u062d [<\/span> <span style=\"font-weight: 400\">4.78%<\/span> <span style=\"font-weight: 400\">].<\/span><\/td>\n<td style=\"width: 63.038371%\"><span style=\"font-weight: 400\"><span style=\"font-weight: 400\">\u064a\u062d\u0642 \u0644\u0635\u063a\u0627\u0631 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646\u060c \u0641\u064a \u0638\u0644 \u0638\u0631\u0648\u0641 \u0645\u0639\u064a\u0646\u0629\u060c \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0625\u0639\u0641\u0627\u0621 \u0636\u0631\u064a\u0628\u064a.<\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 12.999217%\"><span style=\"font-weight: 400\">10<\/span><\/td>\n<td style=\"width: 23.884104%\"><span style=\"font-weight: 400\">\u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u0639\u062f\u0644\u0629<\/span><\/td>\n<td style=\"width: 63.038371%\"><span style=\"font-weight: 400\">\u0627\u0644\u0633\u0639\u0631 \u0627\u0644\u0646\u0638\u0631\u064a \u0644\u0644\u0633\u0646\u062f \u0641\u064a \u0646\u0647\u0627\u064a\u0629 \u064a\u0648\u0645 \u0627\u0644\u062a\u062f\u0627\u0648\u0644<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 12.999217%\"><span style=\"font-weight: 400\">11<\/span><\/td>\n<td style=\"width: 23.884104%\"><span style=\"font-weight: 400\"> \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0633\u062a\u062d\u0642\u0627\u0642 \u0627\u0644\u0646\u0647\u0627\u0626\u064a<\/span><\/td>\n<td style=\"width: 63.038371%\"><span style=\"font-weight: 400\">13.12.23<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 12.999217%\"><span style=\"font-weight: 400\">12<\/span><\/td>\n<td style=\"width: 23.884104%\"><span style=\"font-weight: 400\">\u062a\u0635\u0646\u064a\u0641 \u0627\u0644\u062f\u0631\u062c\u0629<\/span><\/td>\n<td style=\"width: 63.038371%\"><span style=\"font-weight: 400\">\u0644\u0627 \u064a\u0648\u062c\u062f \u062a\u0635\u0646\u064a\u0641 \u0644\u0623\u0646 \u0627\u0644\u0634\u0631\u0643\u0629 \u0644\u0645 \u062a\u0637\u0644\u0628 \u0645\u0646 \u0645\u0639\u0644\u0648\u062a \u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0633\u0646\u062f<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 12.999217%\"><span style=\"font-weight: 400\">13<\/span><\/td>\n<td style=\"width: 23.884104%\"><span style=\"font-weight: 400\">\u062a\u0635\u0646\u064a\u0641 \u0645\u062a\u0648\u0633\u0637<\/span><\/td>\n<td style=\"width: 63.038371%\"><span style=\"font-weight: 400\">\u06233\u064a\u0644<\/span><span style=\"font-weight: 400\">. \u05dc\u05d3\u05d9\u05e8\u05d5\u05d2\u05d9\u05dd \u05d4\u05de\u05ea\u05d9\u05d9\u05d7\u05e1\u05d9\u05dd \u05dc\u05d0\u05d2\u05f4\u05d7 \u05d1\u05d9\u05e9\u05e8\u05d0\u05dc, \u05de\u05ea\u05d5\u05d5\u05e1\u05e4\u05ea \u05d4\u05e1\u05d9\u05d5\u05de\u05ea il <\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><b>\u0642\u0633\u064a\u0645\u0629<\/b><\/h2>\n<p><span style=\"font-weight: 400\">\u0623\u064a \u0645\u0628\u0644\u063a \u0645\u0646 \u0627\u0644\u0645\u0627\u0644 \u064a\u062a\u0645 \u0627\u0633\u062a\u0644\u0627\u0645\u0647 \u0643\u0641\u0627\u0626\u062f\u0629 \u064a\u0633\u0645\u0649<\/span> <b>\u0642\u0633\u064a\u0645\u0629.<\/b> <span style=\"font-weight: 400\">\u0627\u0644\u0645\u0628\u0644\u063a \u0645\u0634\u062a\u0642 \u0645\u0646 \u0645\u0628\u0644\u063a (\u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0627\u0633\u0645\u064a\u0629) \u0627\u0644\u062a\u064a \u062a\u0645\u0644\u0643\u0647\u0627.<\/span><\/p>\n<p><span style=\"font-weight: 400\">\u0648\u0633\u0648\u0641 \u0646\u0648\u0636\u062d \u0645\u0639 \u0645\u062b\u0627\u0644. \u0644\u0645\u0648\u0634\u064a\u0647 10000 \u0646.<\/span> <b>\u0625\u064a\u0644\u0648\u0646\u064a \u0647\u0627\u062a\u0632<\/b> <span style=\"font-weight: 400\">\u0627\u0644\u0633\u0646\u062f\u0627\u062a<\/span> \u0627\u064412<span style=\"font-weight: 400\">\u062a\u062f\u0641\u0639 \u0627\u0644\u0634\u0631\u0643\u0629 \u0641\u0627\u0626\u062f\u0629 2% \u0643\u0644 \u0633\u062a\u0629 \u0623\u0634\u0647\u0631. \u064a\u0648\u0645\u064a 31\/3 \u064831\/9 \u0645\u0646 \u0643\u0644 \u0639\u0627\u0645. \u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a \u0641\u0625\u0646 \u0645\u0628\u0644\u063a \u0627\u0644\u0642\u0633\u064a\u0645\u0629 \u0627\u0644\u062a\u064a \u0633\u064a\u062d\u0635\u0644 \u0639\u0644\u064a\u0647\u0627 \u0645\u0648\u0634\u064a\u0647 \u0643\u0644 \u0633\u062a\u0629 \u0623\u0634\u0647\u0631 \u0647\u0648 200 \u0634\u064a\u0643\u0644 (= 2% * 10,000 \u0634\u064a\u0643\u0644)  <\/span><span style=\"font-weight: 400\">\u0633\u0639\u0631 \u0627\u0644\u0633\u0646\u062f \u0641\u064a \u0633\u0648\u0642 \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u064a\u0633 \u0644\u0647 \u0623\u064a \u062a\u0623\u062b\u064a\u0631 \u0639\u0644\u0649 \u0645\u0628\u0644\u063a \u0627\u0644\u0642\u0633\u064a\u0645\u0629.<\/span><\/p>\n<h2><b>\u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 (\u0627\u0644\u0633\u0646\u0648\u064a) \u0648\u0627\u0644\u0639\u0627\u0626\u062f (\u0627\u0644\u0633\u0646\u0648\u064a)<\/b><\/h2>\n<p><b>\u0627\u0647\u062a\u0645\u0627\u0645.<\/b><span style=\"font-weight: 400\">  (\u0633\u0646\u0634\u064a\u0631 \u0625\u0644\u0649 \u0627\u0644\u0645\u062b\u0627\u0644 \u0623\u0639\u0644\u0627\u0647)<\/span><\/p>\n<p><span style=\"font-weight: 400\">\u0645\u0642\u062f\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u062a\u064a \u064a\u062d\u0635\u0644 \u0639\u0644\u064a\u0647\u0627 \u0645\u0648\u0634\u064a\u0647 \u0641\u064a \u0623\u064a \u0633\u0646\u0629 \u0645\u0639\u064a\u0646\u0629 \u0645\u0634\u062a\u0642 \u0645\u0646 \u0646\u0633\u0628\u0629 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0645\u0630\u0643\u0648\u0631\u0629 \u0641\u064a \u0627\u0644\u0633\u0646\u062f\u060c \u0648\u0647\u064a 2% \u0643\u0644 \u0633\u062a\u0629 \u0623\u0634\u0647\u0631\u060c \u0623\u064a: 400 \u0634\u064a\u0643\u0644.<\/span><\/p>\n<p><b>\u0623\u064e\u062b\u0652\u0645\u064e\u0631<\/b><\/p>\n<p><span style=\"font-weight: 400\">\u064a\u0623\u062e\u0630 \u0627\u0644\u0639\u0627\u0626\u062f \u0641\u064a \u0627\u0644\u0627\u0639\u062a\u0628\u0627\u0631 \u0645\u0643\u0648\u0646\u064a\u0646:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400\" aria-level=\"1\"><span style=\"font-weight: 400\">\u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0645\u0633\u062a\u0644\u0645\u0629<\/span><\/li>\n<li style=\"font-weight: 400\" aria-level=\"1\"><span style=\"font-weight: 400\">\u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0633\u0639\u0631 \u0627\u0644\u0633\u0646\u062f \u0648\u0642\u062a \u0627\u0644\u0634\u0631\u0627\u0621 \u0648\u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0633\u062a\u0644\u0645 \u0639\u0646\u062f \u0627\u0644\u0627\u0633\u062a\u062d\u0642\u0627\u0642\u060c \u0648\u0627\u0644\u0630\u064a \u064a\u0643\u0648\u0646 \u062f\u0627\u0626\u0645\u064b\u0627 1 \u0634\u064a\u0643\u0644 \u0644\u0643\u0644 N. <span style=\"font-weight: 400\">\u0625\u0630\u0627 \u062f\u0641\u0639 \u0645\u0648\u0634\u064a\u0647 \u0645\u0642\u0627\u0628\u0644 \u0643\u0644 1 \u0628.\u0646. 0.9 \u0634\u064a\u0643\u0644 (90 \u062c) \u062b\u0645 \u064a\u0636\u0627\u0641 \u0625\u0644\u064a\u0647\u0627 10 \u0634.\u062c \u0639\u0646\u062f \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0644\u0643\u0644 A.N. \u0648\u0647\u064a \u0627\u0644\u0631\u0628\u062d \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0627\u0644\u0641\u0627\u0626\u062f\u0629.<\/span><\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400\">\u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0633\u064a\u0646\u0627\u0631\u064a\u0648 \u064a\u0643\u0648\u0646 \u0627\u0644\u0639\u0627\u0626\u062f \u0623\u0643\u0628\u0631 \u0645\u0646 \u0627\u0644\u0641\u0627\u0626\u062f\u0629. \u0645\u0646 \u0646\u0627\u062d\u064a\u0629 \u0623\u062e\u0631\u0649\u060c \u0625\u0630\u0627 \u0627\u0634\u062a\u0631\u0649 \u0645\u0648\u0634\u064a\u0647 \u0643\u0644 1 \u0623.\u0646. \u0633\u0646\u062f\u0627\u062a \u0628\u0642\u064a\u0645\u0629 1.05 \u0634\u064a\u0643\u0644 \u062c\u062f\u064a\u062f\u060c \u0641\u0625\u0646\u0647 \u0633\u064a\u062a\u0643\u0628\u062f \u062e\u0633\u0627\u0631\u0629 \u0642\u062f\u0631\u0647\u0627 5 AZ \u0641\u064a \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f (\u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0633\u0639\u0631 \u0627\u0644\u0634\u0631\u0627\u0621 \u0648 1 \u0634\u064a\u0643\u0644 \u062c\u062f\u064a\u062f). \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0633\u064a\u0646\u0627\u0631\u064a\u0648 \u064a\u0643\u0648\u0646 <b>\u0627\u0644\u0639\u0627\u0626\u062f<\/b> <span style=\"font-weight: 400\">\u0623\u0642\u0644 \u0645\u0646<\/span> <b>\u0627\u0644\u0641\u0627\u0626\u062f\u0629<\/b> <span style=\"font-weight: 400\">.<\/span><\/span><\/p>\n<p><span style=\"font-weight: 400\">\u0648\u064a\u0633\u0645\u0649 \u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0633\u0639\u0631 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0648\u0633\u0639\u0631 \u0627\u0644\u0634\u0631\u0627\u0621:<\/span> <b>\u0627\u0644\u0631\u0628\u062d \u0627\u0644\u0631\u0623\u0633\u0645\u0627\u0644\u064a<\/b> <span style=\"font-weight: 400\">\u060c \u0623\u0648<\/span> <b>\u0627\u0644\u062e\u0633\u0627\u0631\u0629 \u0627\u0644\u0631\u0623\u0633\u0645\u0627\u0644\u064a\u0629<\/b><\/p>\n<h2>\u062a\u0623\u062b\u064a\u0631 \u062a\u063a\u064a\u0631\u0627\u062a \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0639\u0644\u0649 \u0633\u0639\u0631 \u0627\u0644\u0633\u0646\u062f\u0627\u062a<\/h2>\n<p><span style=\"font-weight: 400\">\u0644\u0646\u0634\u064a\u0631 \u0625\u0644\u0649 \u0627\u0644\u0633\u064a\u0646\u0627\u0631\u064a\u0648 \u0627\u0644\u062a\u0627\u0644\u064a: \u0641\u064a 31\/12\/22 \u0643\u0627\u0646 \u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0641\u064a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f 3%\u060c \u0648\u0633\u0639\u0631 \u0633\u0646\u062f \u0627\u0644\u0646\u062e\u0628\u0629 \u0647\u0648 1.0 \u0634\u064a\u0643\u0644 \u0648\u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0633\u0646\u0648\u064a 3%. (\u0648\u0647\u0630\u0627 \u0623\u064a\u0636\u064b\u0627 \u0647\u0648 \u0627\u0644\u0639\u0627\u0626\u062f \u0627\u0644\u0633\u0646\u0648\u064a). \u0645\u0648\u0634\u064a\u0647 \u064a\u062d\u0645\u0644 10000 \u0646. \u0633\u0646\u062f\u0627\u062a \u0627\u0644\u0646\u062e\u0628\u0629. \u0641\u064a 1 \u0645\u0627\u0631\u0633 2023\u060c \u062a\u0645 \u0631\u0641\u0639 \u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0641\u064a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0625\u0644\u0649 10% (\u0645\u0641\u0631\u0637\u0629 \u0645\u0646 \u0623\u062c\u0644 \u0627\u0644\u062a\u0648\u0636\u064a\u062d) \u0648\u0627\u0644\u0628\u0646\u0648\u0643 \u0645\u0633\u062a\u0639\u062f\u0629 \u0623\u064a\u0636\u064b\u0627 \u0644\u062f\u0641\u0639 10% \u0639\u0644\u0649 \u0627\u0644\u0648\u062f\u0627\u0626\u0639 \u0644\u062f\u064a\u0647\u0627. \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0633\u064a\u0646\u0627\u0631\u064a\u0648\u060c \u0633\u0648\u0641 \u064a\u0633\u0627\u0631\u0639 \u0645\u0648\u0634\u064a\u0647 \u0625\u0644\u0649 \u0628\u064a\u0639 \u0627\u0644\u0633\u0646\u062f\u0627\u062a \u0627\u0644\u062a\u064a \u0628\u062d\u0648\u0632\u062a\u0647 (\u0648\u0627\u0644\u062a\u064a \u062a\u062f\u0631 \u0639\u0627\u0626\u062f 3% \u0633\u0646\u0648\u064a\u0627) \u0648\u064a\u0648\u062f\u0639 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0641\u064a \u0627\u0644\u0628\u0646\u0643 \u0645\u0642\u0627\u0628\u0644 10% \u0633\u0646\u0648\u064a\u0627\u060c \u0648\u0645\u0646 \u0627\u0644\u0645\u0631\u062c\u062d \u0623\u0646 \u064a\u0641\u0639\u0644 \u0630\u0644\u0643 \u062c\u0645\u064a\u0639 \u062d\u0627\u0645\u0644\u064a \u0627\u0644\u0633\u0646\u062f\u0627\u062a \u0627\u0644\u0645\u0630\u0643\u0648\u0631\u0629. .<\/span><\/p>\n<p><span style=\"font-weight: 400\">\u0627\u0644\u0633\u0624\u0627\u0644 \u0647\u0648 \u0645\u0646 \u0633\u064a\u0634\u062a\u0631\u064a \u0633\u0646\u062f\u064b\u0627 \u0628\u0642\u064a\u0645\u0629 1 \u0634\u064a\u0643\u0644 \u0628\u0639\u0627\u0626\u062f 3\u066a \u0628\u064a\u0646\u0645\u0627 \u064a\u0645\u0643\u0646\u0647 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 10\u066a \u0641\u064a \u0627\u0644\u0628\u0646\u0643. \u0648\u0628\u0627\u0644\u0637\u0628\u0639 \u0627\u0644\u062c\u0648\u0627\u0628 \u0647\u0648: \u0644\u0627 \u0623\u062d\u062f. \u0644\u0643\u064a \u062a\u0646\u062c\u062d \u0641\u064a \u0627\u0644\u0628\u064a\u0639\u060c \u064a\u062c\u0628 \u0623\u0646 \u064a\u0646\u062e\u0641\u0636 \u200b\u200b\u0633\u0639\u0631 \u0627\u0644\u0633\u0646\u062f \u0628\u062d\u064a\u062b \u064a\u0633\u0627\u0648\u064a \u0627\u0644\u0639\u0627\u0626\u062f \u0639\u0644\u0649 \u0627\u0644\u0633\u0646\u062f 10% (\u0643\u0645\u0627 \u062a\u062d\u0635\u0644 \u0641\u064a \u0627\u0644\u0628\u0646\u0643) \u0648\u0644\u0643\u0646 \u0628\u0645\u0627 \u0623\u0646 \u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0639\u0644\u0649 \u0627\u0644\u0633\u0646\u062f\u0627\u062a \u062b\u0627\u0628\u062a \u0639\u0646\u062f 3%\u060c \u0641\u0625\u0646 \u0645\u0643\u0627\u0633\u0628 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u064a\u062c\u0628 \u0623\u0646 \u064a\u0642\u0641\u0632 \u0625\u0644\u0649 \u0623\u0639\u0644\u0649. \u064a\u062a\u0645 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0642\u0641\u0632\u0629 \u0639\u0646\u062f\u0645\u0627 \u062a\u0632\u062f\u0627\u062f \u0627\u0644\u0641\u062c\u0648\u0629 \u0628\u064a\u0646 \u0633\u0639\u0631 \u0627\u0644\u0633\u0646\u062f \u0648\u0627\u0644\u0634\u064a\u0643\u0644 \u0627\u0644\u0648\u0627\u062d\u062f. \u0648\u0628\u0639\u0628\u0627\u0631\u0629 \u0623\u062e\u0631\u0649\u060c \u064a\u062c\u0628 \u0623\u0646 \u064a\u0646\u062e\u0641\u0636 \u200b\u200b\u0633\u0639\u0631 \u0627\u0644\u0633\u0646\u062f. \u0648\u0628\u0634\u0643\u0644 \u0639\u0627\u0645 \u0641\u0625\u0646 \u0627\u0631\u062a\u0641\u0627\u0639 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0641\u064a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u0627\u0646\u062e\u0641\u0627\u0636 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0633\u0646\u062f\u0627\u062a. \u0648\u0645\u0646 \u0646\u0627\u062d\u064a\u0629 \u0623\u062e\u0631\u0649\u060c \u0625\u0630\u0627 \u0627\u0646\u062e\u0641\u0636 \u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0641\u064a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0625\u0644\u0649 1%\u060c \u0641\u0633\u064a\u062f\u0641\u0639 \u0627\u0644\u0628\u0646\u0643 \u0623\u064a\u0636\u064b\u0627 1% \u0639\u0644\u0649 \u0627\u0644\u0648\u062f\u0627\u0626\u0639. \u0644\u0630\u0627\u060c \u0644\u0646 \u064a\u0628\u064a\u0639 \u0623\u062d\u062f \u0633\u0646\u062f\u0627\u064b \u064a\u062f\u0631 \u0639\u0627\u0626\u062f\u0627\u064b \u0642\u062f\u0631\u0647 3% \u0644\u0635\u0627\u0644\u062d \u0648\u062f\u064a\u0639\u0629 \u062a\u062f\u0631 \u0639\u0627\u0626\u062f\u0627\u064b \u064a\u0628\u0644\u063a 1%. \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0633\u064a\u0646\u0627\u0631\u064a\u0648\u060c \u064a\u062c\u0628 \u0623\u0646 \u064a\u0631\u062a\u0641\u0639 \u0633\u0639\u0631 \u0627\u0644\u0633\u0646\u062f \u0628\u062d\u064a\u062b \u064a\u0646\u062e\u0641\u0636 \u200b\u200b\u0627\u0644\u0639\u0627\u0626\u062f \u0625\u0644\u0649 1\u066a. \u0627\u0644\u062a\u062e\u0641\u064a\u0636 \u0625\u0644\u0649 1% \u0633\u064a\u0643\u0648\u0646 \u0628\u0633\u0628\u0628 \u0632\u064a\u0627\u062f\u0629 \u0633\u0639\u0631 \u0627\u0644\u0633\u0646\u062f \u0645\u0645\u0627 \u0633\u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u0627\u0646\u062e\u0641\u0627\u0636 \u0623\u0631\u0628\u0627\u062d \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0648\u0641\u064a \u062d\u0627\u0644\u0627\u062a \u0627\u0644\u0627\u0646\u062e\u0641\u0627\u0636 \u0627\u0644\u0643\u0628\u064a\u0631 \u0641\u064a \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0633\u0646\u062d\u0635\u0644 \u0623\u064a\u0636\u064b\u0627 \u0639\u0644\u0649 \u062e\u0633\u0627\u0631\u0629 \u0631\u0623\u0633\u0645\u0627\u0644\u064a\u0629\u060c \u0623\u064a \u0633\u0639\u0631 \u0627\u0644\u0633\u0646\u062f \u0639\u0644\u0649 \u0633\u062a\u0643\u0648\u0646 \u0627\u0644\u0628\u0648\u0631\u0635\u0629 \u0623\u0639\u0644\u0649 \u0645\u0646 1 \u0634\u064a\u0643\u0644.         <\/span><\/p>\n<h2>\u0631\u0624\u0649 \u0645\u0646 \u0627\u0644\u0639\u0644\u0627\u0642\u0629 \u0628\u064a\u0646 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0648\u0627\u0644\u0639\u0627\u0626\u062f<\/h2>\n<p><span style=\"font-weight: 400\">\u0639\u0646\u062f\u0645\u0627 \u064a\u0643\u0648\u0646 \u0633\u0639\u0631 \u0627\u0644\u0633\u0646\u062f \u0623\u0642\u0644 \u0645\u0646 1 \u0634\u064a\u0643\u0644 \u2013 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0623\u0642\u0644 \u0645\u0646 \u0627\u0644\u0639\u0627\u0626\u062f\u060c \u062d\u064a\u062b \u064a\u062a\u0645 \u0625\u0636\u0627\u0641\u0629 \u0631\u0628\u062d \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0625\u0644\u0649 \u0645\u0628\u0644\u063a \u0627\u0644\u0641\u0627\u0626\u062f\u0629. \u0639\u0646\u062f\u0645\u0627 \u064a\u0643\u0648\u0646 \u0633\u0639\u0631 \u0627\u0644\u0633\u0646\u062f \u0623\u0643\u0628\u0631 \u0645\u0646 1 \u0634\u064a\u0643\u0644 \u2013 \u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0623\u0643\u0628\u0631 \u0645\u0646 \u0627\u0644\u0639\u0627\u0626\u062f. \u064a\u062a\u0645 \u062e\u0635\u0645 \u062e\u0633\u0627\u0631\u0629 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0645\u0646 \u0645\u0628\u0644\u063a \u0627\u0644\u0641\u0627\u0626\u062f\u0629. \u0639\u0646\u062f\u0645\u0627 \u064a\u0643\u0648\u0646 \u0633\u0639\u0631 \u0627\u0644\u0633\u0646\u062f 1 \u0634\u064a\u0643\u0644 \u2013 \u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u064a\u0633\u0627\u0648\u064a \u0627\u0644\u0639\u0627\u0626\u062f.   <\/span><\/p>\n<h2>\u062a\u0623\u062b\u064a\u0631 \u0636\u0631\u064a\u0628\u0629 \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u0636\u0627\u0641\u0629 \u0639\u0644\u0649 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0633\u0646\u062f\u0627\u062a \u0628\u0639\u062f \u0627\u0644\u062a\u063a\u064a\u0631\u0627\u062a \u0641\u064a \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629<\/h2>\n<p><span style=\"font-weight: 400\">\u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u062b\u0627\u0644:<\/span><\/p>\n<p><strong><\/strong><\/p>\n<p>\u0645\u0648\u0639\u062f<\/p>\n<p><\/p>\n<p><span style=\"font-weight: 400\">\u064a\u0645\u062a\u0644\u0643 \u0645\u0648\u0634\u064a\u0647 10.000 \u0623\u0644\u0641 \u0646. \u064a\u062a\u0645 \u062a\u0633\u0639\u064a\u0631 \u0633\u0646\u062f\u0627\u062a \u0627\u0644\u0646\u062e\u0628\u0629 \u0628\u0640 1 \u0634\u064a\u0643\u0644 \u0644\u0643\u0644 1 \u0646. \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0633\u0646\u0648\u064a\u0629 \u2013 4% \u0627\u0644\u0639\u0627\u0626\u062f \u0627\u0644\u0633\u0646\u0648\u064a \u2013 4% (\u062d\u064a\u062b \u0623\u0646 \u0627\u0644\u0633\u0639\u0631 1 \u0634\u064a\u0643\u0644 \u0648\u0644\u0627 \u062a\u0648\u062c\u062f \u0645\u0643\u0627\u0633\u0628 \u0623\u0648 \u062e\u0633\u0627\u0626\u0631 \u0631\u0623\u0633\u0645\u0627\u0644\u064a\u0629) \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0639\u0644\u0649 \u0627\u0644\u0648\u062f\u064a\u0639\u0629 \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u2013 4%<\/span><\/p>\n<p><strong><\/strong><\/p>\n<p>\u0627\u0644\u0641\u0635\u0644 \u0627\u0644\u062f\u0631\u0627\u0633\u064a \u0627\u0644\u062b\u0627\u0646\u064a<\/p>\n<p><\/p>\n<p><span style=\"font-weight: 400\">\u064a\u0631\u062a\u0641\u0639 \u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0641\u064a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0625\u0644\u0649 6\u066a \u0648\u0643\u0630\u0644\u0643 \u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0639\u0644\u0649 \u0627\u0644\u0648\u062f\u0627\u0626\u0639 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629. \u0628\u0627\u0644\u0637\u0628\u0639\u060c \u0644\u0646 \u064a\u0643\u0648\u0646 \u0623\u064a \u0645\u0633\u062a\u062b\u0645\u0631 \u0639\u0644\u0649 \u0627\u0633\u062a\u0639\u062f\u0627\u062f \u0644\u0634\u0631\u0627\u0621 \u0633\u0646\u062f\u0627\u062a \u0627\u0644\u0646\u062e\u0628\u0629 \u0628\u0633\u0639\u0631 1 \u0634\u064a\u0643\u0644 \u0648\u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0639\u0627\u0626\u062f \u0642\u062f\u0631\u0647 4\u066a (= 4 AZ) \u0639\u0646\u062f\u0645\u0627 \u064a\u0645\u0643\u0646\u0647 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 6\u066a (6 AZ) \u0641\u064a \u0627\u0644\u0628\u0646\u0643 \u0645\u0642\u0627\u0628\u0644 \u0643\u0644 1 \u0634\u064a\u0643\u0644. \u0645\u0648\u0634\u064a\u0647 \u0627\u0644\u0630\u064a \u064a\u062d\u0645\u0644 \u0627\u0644\u0633\u0646\u062f \u0633\u064a\u062d\u0635\u0644 \u0639\u0644\u0649 2 \u0622\u062c \u0623\u0642\u0644 \u0645\u0646 \u0625\u0628\u0631\u0627\u0647\u064a\u0645 \u0627\u0644\u0630\u064a \u0623\u0648\u062f\u0639 \u0623\u0645\u0648\u0627\u0644\u0647 \u0641\u064a \u0627\u0644\u0628\u0646\u0643. \u0625\u0630\u0627 \u0643\u0627\u0646 \u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0639\u0644\u0649 \u0627\u0644\u0633\u0646\u062f \u0647\u0648 10 \u0633\u0646\u0648\u0627\u062a\u060c \u0641\u0625\u0646 \u0645\u0648\u0634\u064a\u0647 \u0633\u0648\u0641 \u064a\u062e\u0633\u0631 20 \u0623\u0644\u0641 \u062c\u0648\u0644 \u062e\u0644\u0627\u0644 \u0627\u0644\u0641\u062a\u0631\u0629 (= 10 \u0633\u0646\u0648\u0627\u062a * 2 \u0623\u0644\u0641 \u062c\u0648\u0644). \u0648\u0641\u064a \u0636\u0648\u0621 \u0630\u0644\u0643 \u064a\u062c\u0628 \u0623\u0646 \u064a\u0646\u062e\u0641\u0636 \u200b\u200b\u0633\u0639\u0631 \u0627\u0644\u0633\u0646\u062f \u0628\u0645\u0642\u062f\u0627\u0631 20 AZ (20%) \u0644\u0643\u064a \u0644\u0627 \u064a\u0628\u0627\u0644\u064a \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631 \u0628\u064a\u0646 \u0634\u0631\u0627\u0621 \u0627\u0644\u0633\u0646\u062f \u0648\u0625\u064a\u062f\u0627\u0639\u0647 \u0641\u064a \u0627\u0644\u0628\u0646\u0643. \u0625\u0630\u0627 \u0643\u0627\u0646 \u0627\u0644\u0639\u0642\u062f \u0644\u0645\u062f\u0629 30 \u0639\u0627\u0645\u064b\u0627\u060c \u0641\u064a\u062c\u0628 \u0623\u0646 \u064a\u0646\u062e\u0641\u0636 \u200b\u200b\u0627\u0644\u0633\u0639\u0631 \u0628\u0645\u0642\u062f\u0627\u0631 60 \u062f\u0631\u0647\u0645\u064b\u0627 (60%)\u060c \u0623\u064a \u0625\u0644\u0649 40 \u062f\u0631\u0647\u0645\u064b\u0627.     <\/span><\/p>\n<p><strong><\/strong><\/p>\n<p>\u0627\u0644\u0645\u0648\u0639\u062f \u0627\u0644\u0646\u0647\u0627\u0626\u064a \u0628 \u2013 \u0627\u0644\u062e\u064a\u0627\u0631 \u0627\u0644\u062b\u0627\u0646\u064a \u2013 \u0627\u0646\u062e\u0641\u0627\u0636 \u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0641\u064a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0645\u0646 4% \u0625\u0644\u0649 1%<\/p>\n<p><\/p>\n<p><span style=\"font-weight: 400\">\u0639\u0646\u062f\u0645\u0627 \u062a\u0646\u062e\u0641\u0636 \u0646\u0633\u0628\u0629 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0645\u0646 4% \u0625\u0644\u0649 1%\u060c \u0633\u062a\u0643\u0648\u0646 \u0627\u0644\u0623\u0648\u0644\u0648\u064a\u0629 \u0644\u0645\u0648\u0634\u064a\u0647 \u0639\u0644\u0649 \u0625\u0628\u0631\u0627\u0647\u064a\u0645. \u0633\u064a\u062d\u0635\u0644 \u0645\u0648\u0634\u064a\u0647 \u0639\u0644\u0649 4 AJ \u0633\u0646\u0648\u064a\u064b\u0627 (4%) \u0628\u064a\u0646\u0645\u0627 \u0633\u064a\u062d\u0635\u0644 \u0623\u0628\u0631\u0627\u0647\u0627\u0645 \u0639\u0644\u0649 1 AJ (1%) \u0641\u064a \u0648\u062f\u064a\u0639\u0629 \u0628\u0646\u0643\u064a\u0629. \u0641\u062c\u0648\u0629 \u0642\u062f\u0631\u0647\u0627 3 AJ \u0633\u0646\u0648\u064a\u0627. \u0648\u0641\u064a \u0639\u0642\u062f \u0645\u062f\u062a\u0647 10 \u0633\u0646\u0648\u0627\u062a\u060c \u0641\u0625\u0646 \u0627\u0644\u0641\u0627\u0631\u0642 \u0627\u0644\u062a\u0631\u0627\u0643\u0645\u064a \u0644\u0635\u0627\u0644\u062d \u0645\u0648\u0634\u064a\u0647 \u0633\u064a\u0635\u0644 \u0625\u0644\u0649 30 \u0623\u0644\u0641 \u062c. \u0644\u0630\u0644\u0643\u060c \u064a\u062c\u0628 \u0632\u064a\u0627\u062f\u0629 \u0633\u0639\u0631 \u0627\u0644\u0633\u0646\u062f \u0641\u064a \u0627\u0644\u0628\u0648\u0631\u0635\u0629\u060c \u0639\u0646\u062f 10\u060c \u0628\u0645\u0642\u062f\u0627\u0631 30 \u0623\u0644\u0641\u064b\u0627 (\u0625\u0644\u0649 1.30 \u0634\u064a\u0643\u0644) \u0628\u062d\u064a\u062b \u064a\u0643\u0648\u0646 \u0645\u0646 \u0627\u0644\u0645\u0641\u064a\u062f \u0644\u0645\u0648\u0634\u064a\u0647 \u0623\u0646 \u064a\u0628\u064a\u0639 \u0627\u0644\u0633\u0646\u062f \u0644\u0635\u0627\u0644\u062d \u0648\u062f\u064a\u0639\u0629 \u0628\u0646\u0643\u064a\u0629. \u0623\u0648\u0644\u0626\u0643 \u0627\u0644\u0630\u064a\u0646 \u064a\u0634\u062a\u0631\u0648\u0646 \u0627\u0644\u0633\u0646\u062f \u0628\u0642\u064a\u0645\u0629 1.30 \u0634\u064a\u0643\u0644 \u0633\u064a\u062d\u0635\u0644\u0648\u0646 \u0639\u0644\u0649:     <\/span><\/p>\n<p><img decoding=\"async\" title=\"\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0642\u0648\u064a\u0629 \u0645\u062b\u064a\u0631\u0629 \u0644\u0644\u0627\u0647\u062a\u0645\u0627\u0645\" class=\"alignnone size-full wp-image-29448\" src=\"https:\/\/globalfinanceschool.com\/wp-content\/uploads\/2024\/10\/guide-1042-2.png\" alt=\"\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0642\u0648\u064a\u0629 \u0645\u062b\u064a\u0631\u0629 \u0644\u0644\u0627\u0647\u062a\u0645\u0627\u0645\" width=\"310\" height=\"119\"><\/p>\n<p><span style=\"font-weight: 400\">\u062a\u0645\u0627\u0645\u0627 \u0643\u0645\u0627 \u0643\u0627\u0646 \u0633\u064a\u062d\u0635\u0644 \u0639\u0644\u064a\u0647 \u0644\u0648 \u0623\u0648\u062f\u0639 \u0623\u0645\u0648\u0627\u0644\u0647 \u0641\u064a \u0627\u0644\u0628\u0646\u0643. \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u0645\u0630\u0643\u0648\u0631\u0629 \u0623\u0639\u0644\u0627\u0647 \u0646\u0638\u0631\u064a\u0629. \u0641\u064a \u0627\u0644\u0648\u0627\u0642\u0639\u060c \u0627\u0644\u0627\u062a\u062c\u0627\u0647 \u0645\u0648\u062c\u0648\u062f\u060c \u0644\u0643\u0646 \u0627\u0644\u0633\u0639\u0631 \u0641\u064a \u0627\u0644\u0628\u0648\u0631\u0635\u0629 \u064a\u062e\u062a\u0644\u0641 \u0641\u064a \u0645\u0639\u0638\u0645 \u0627\u0644\u062d\u0627\u0644\u0627\u062a \u0639\u0646 \u0627\u0644\u0633\u0639\u0631 \u0627\u0644\u0646\u0638\u0631\u064a. \u0627\u0646\u0638\u0631 \u0627\u0644\u062c\u062f\u0648\u0644 1\u060c \u0627\u0644\u0639\u0645\u0648\u062f 10 (\u0627\u0644\u0633\u0639\u0631 \u0627\u0644\u0645\u0639\u062f\u0644\u060c \u0648\u0647\u0648 \u0627\u0644\u0633\u0639\u0631 \u0627\u0644\u0646\u0638\u0631\u064a) \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u0639\u0645\u0648\u062f 3 (\u0627\u0644\u0633\u0639\u0631 \u0641\u064a \u0627\u0644\u0628\u0648\u0631\u0635\u0629)   <\/span><\/p>\n<h2><b>\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0625\u0628\u0647\u0627\u0645 \u0627\u0644\u0645\u0642\u0628\u0648\u0644\u0629<\/b><\/h2>\n<ol>\n<li style=\"font-weight: 400\" aria-level=\"1\"><span style=\"font-weight: 400\">\u0648\u0644\u0643\u0644 \u0632\u064a\u0627\u062f\u0629 \u0628\u0646\u0633\u0628\u0629 1% \u0641\u064a \u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629\u060c \u0633\u064a\u0646\u062e\u0641\u0636 \u200b\u200b\u0633\u0639\u0631 \u0627\u0644\u0633\u0646\u062f \u0628\u0646\u0633\u0628\u0629 1% * \u0636\u0631\u064a\u0628\u0629 \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u0636\u0627\u0641\u0629.<\/span><br>\n <span style=\"font-weight: 400\">\u0628\u062e\u0635\u0645 10 \u2013 \u064a\u062a\u0645 \u062a\u062e\u0641\u064a\u0636 \u0627\u0644\u0633\u0639\u0631 \u0628\u0646\u0633\u0628\u0629 10\u066a<\/span><br>\n <span style=\"font-weight: 400\">\u0628\u062e\u0635\u0645 30 \u2013 \u0628\u0633\u0639\u0631 \u0645\u062e\u0641\u0636 \u0628\u0646\u0633\u0628\u0629 30\u066a<\/span><br>\n <span style=\"font-weight: 400\">\u0625\u0630\u0627 \u0627\u0646\u062e\u0641\u0636 \u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0628\u0646\u0633\u0628\u0629 2%\u060c \u0633\u064a\u0646\u062e\u0641\u0636 \u200b\u200b\u0633\u0639\u0631 \u0627\u0644\u0633\u0646\u062f \u0628\u0646\u0633\u0628\u0629 2% * \u0636\u0631\u064a\u0628\u0629 \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u0636\u0627\u0641\u0629<\/span><br>\n <span style=\"font-weight: 400\">\u0628\u062e\u0635\u0645 10 \u064a\u062a\u0645 \u062a\u062e\u0641\u064a\u0636 \u0627\u0644\u0633\u0639\u0631 \u0628\u0646\u0633\u0628\u0629 20%<\/span><\/li>\n<li><span style=\"font-weight: 400\">\u0648\u0644\u0643\u0644 \u0627\u0646\u062e\u0641\u0627\u0636 \u0628\u0646\u0633\u0628\u0629 1% \u0641\u064a \u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629\u060c \u064a\u0631\u062a\u0641\u0639 \u0633\u0639\u0631 \u0627\u0644\u0633\u0646\u062f \u0628\u0646\u0633\u0628\u0629 1% * \u0636\u0631\u064a\u0628\u0629 \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u0636\u0627\u0641\u0629.<\/span><span style=\"font-weight: 400\"><br>\n<\/span><span style=\"font-weight: 400\">\u0647\u0646\u0627\u0643 \u062a\u0645\u0627\u062b\u0644\u060c \u0628\u0627\u0644\u0625\u0634\u0627\u0631\u0629 \u0627\u0644\u0645\u0639\u0627\u0643\u0633\u0629\u060c \u0628\u064a\u0646 \u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0628\u0646\u0633\u0628\u0629 1% \u0648\u0627\u0646\u062e\u0641\u0627\u0636 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0628\u0646\u0633\u0628\u0629 1%.<\/span><\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"<p>\u0637\u0631\u0642 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0634\u0639\u0628\u064a\u0629 \u0627\u0644\u0645\u0642\u0627\u0644 \u0645\u062e\u0635\u0635 \u0644\u0639\u0627\u0645\u0629 \u0627\u0644\u0646\u0627\u0633 \u0627\u0644\u0630\u064a\u0646 \u0644\u064a\u0633 \u0644\u062f\u064a\u0647\u0645 \u0623\u064a \u0645\u0639\u0631\u0641\u0629 \u0641\u064a \u0627\u0644\u0645\u062c\u0627\u0644 \u0627\u0644\u0645\u0627\u0644\u064a. \u0623\u0648\u0644\u0627\u064b \u0633\u0646\u0634\u0631\u062d \u0627\u0644\u0646\u0638\u0631\u064a\u0629 \u0648\u0628\u0639\u062f \u0630\u0644\u0643 \u0633\u0646\u0631\u0649 \u0645\u062f\u0649 \u062a\u0648\u0627\u0641\u0642\u0647\u0627 \u0645\u0639 \u0627\u0644\u0648\u0627\u0642\u0639. \u0648\u0623\u062e\u064a\u0631\u0627 \u0633\u0648\u0641 \u0646\u0642\u062f\u0645 \u062a\u0648\u0635\u064a\u062a\u0646\u0627. \u0633\u0646\u0643\u0648\u0646 \u0633\u0639\u062f\u0627\u0621 \u062c\u062f\u064b\u0627 \u0628\u0633\u0645\u0627\u0639 \u0631\u062f\u0648\u062f\u0647\u0645 \u0648\u0623\u0633\u0626\u0644\u062a\u0647\u0645 \u0648\u062a\u0648\u0636\u064a\u062d\u0627\u062a\u0647\u0645 \u0648\u0623\u064a \u062a\u0639\u0644\u064a\u0642\u0627\u062a \u0623\u062e\u0631\u0649 \u062a\u0631\u0648\u0646\u0647\u0627 \u0645\u0646\u0627\u0633\u0628\u0629\u060c \u0641\u064a \u0627\u0644\u062a\u0639\u0644\u064a\u0642\u0627\u062a \u0623\u0633\u0641\u0644 \u0627\u0644\u0635\u0641\u062d\u0629. \u064a\u0645\u064a\u0644 \u0639\u0627\u0645\u0629 \u0627\u0644\u0646\u0627\u0633 \u0625\u0644\u0649 \u062a\u0648\u0641\u064a\u0631 \u0623\u0645\u0648\u0627\u0644\u0647\u0645 \u0628\u0634\u0643\u0644 \u0631\u0626\u064a\u0633\u064a \u0645\u0646 \u062e\u0644\u0627\u0644 [&hellip;]<\/p>\n","protected":false},"author":9274,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16928],"tags":[],"class_list":["post-283283","post","type-post","status-publish","format-standard","hentry","category-16928"],"_links":{"self":[{"href":"https:\/\/globalfinanceschool.com\/ar\/wp-json\/wp\/v2\/posts\/283283","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/globalfinanceschool.com\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/globalfinanceschool.com\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/globalfinanceschool.com\/ar\/wp-json\/wp\/v2\/users\/9274"}],"replies":[{"embeddable":true,"href":"https:\/\/globalfinanceschool.com\/ar\/wp-json\/wp\/v2\/comments?post=283283"}],"version-history":[{"count":0,"href":"https:\/\/globalfinanceschool.com\/ar\/wp-json\/wp\/v2\/posts\/283283\/revisions"}],"wp:attachment":[{"href":"https:\/\/globalfinanceschool.com\/ar\/wp-json\/wp\/v2\/media?parent=283283"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/globalfinanceschool.com\/ar\/wp-json\/wp\/v2\/categories?post=283283"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/globalfinanceschool.com\/ar\/wp-json\/wp\/v2\/tags?post=283283"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}